286 S Horseback Rd, Burnham, ME 04922 Property Records

Waldo County and Burnham Town property record for 286 S Horseback Rd, Burnham, ME 04922

Property Summary

Property Type	Single Family Home
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Feb 2018)
Tax Bill	$2,284 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BURN M:03 L:16B`

Property Details

APN / Parcel Number

Primary APN	`BURN M:03 L:16B`
Alternative APN	`1208`

Exterior

Architectural Style	Multi-Family
Lot Area	59,677 sqft (1.37 acres)

Location & Zoning

Account Number	1208
Street Address	286 S HORSEBACK RD
City	BURNHAM
State	ME
Zip	04922-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	16B
Jurisdiction	BURNHAM ME
Township / Civil Division	BURNHAM
Census Block Group	5
Census Block	5036
Census Tract	46002

Owner

Source: Waldo County and Burnham Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	286 S HORSEBACK RD, BURNHAM, ME 04922-3117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Line of Credit TRUCHOICE FEDERAL CREDIT UNION
Feb 6, 2018	Warranty Deed, Transfer TRU CHOICE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2018 · Amount on Record
Deed Sale	Feb 6, 2018 · Amount on Record
Prior Sale	Aug 28, 2015
Deed Document Number	20181112
Deed Book / Page	4243 / 42
Transfer Doc	04243/0042
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNHAM ME
Property Address	286 S HORSEBACK RD, BURNHAM, ME 04922-3117
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004661/139
Date	Jun 8, 2021
Book Page	4661/139
Instrument	2021-5784

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNHAM ME
Recording Date	Feb 6, 2018
Property Address	286 S HORSEBACK RD, BURNHAM, ME 04922-3117
Document Number	0042430042
Book / Page	004243 / 000042
Instrument Date	Feb 2, 2018
Instrument	1112
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SUNSEY AVE LISBON FALLS ME 04252, LISBON FALLS, ME 04252

Mortgage

Document Number	42430044
Date	Feb 6, 2018
Book Page	004243/000044
Instrument	1113

Lender

Name	TRU CHOICE FCU
Type	Credit Union
Address	PORTLAND, ME 04104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

Source: Waldo County and Burnham Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Burnham Town
Unified School District	School Administrative District 53 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,284.00 (+5.94%)	$121,800 (-) Land $27,100 Building $94,700
2024	$2,156.00 (+6%)	$121,800 (-) Land $27,100 Building $94,700
2023	$2,034.00 (+13.89%)	$121,800 (+39.84%) Land $27,100 Building $94,700
2022	$1,786.00	$87,100 Land $19,100 Building $68,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1987–2007)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2007
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
UniTel Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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