York County property record for 286 S Downs Way, Fort Mill, SC 29708
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,260 sqft · built 1988 |
| Lot Size | 0.321 acres (13,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Sep 2019) |
| Tax Bill | $3,618 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 720-01-01-007 |
| Primary APN | 720-01-01-007 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,260 sqft Living Area |
| Gross Area | 4,701 sqft |
| 1st Floor Area | 2,289 sqft |
| 2nd Floor Area | 971 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,973 sqft (0.321 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 745 sqft |
| Deck Area | 190 sqft |
| Patio Area | 190 sqft |
| Street Address | 286 S DOWNS WAY |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29708-7811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDI |
| Legal Description | LOT 13 AMBERLEY PHASE I |
| Legal Subdivision | BALIWYCK |
| Legal Phase | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 61006 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 286 S DOWNS WAY, FORT MILL, SC 29708-7811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Sep 13, 2019 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2019 · Amount on Record |
| Deed Sale | Sep 13, 2019 · Amount on Record |
| Prior Sale | Aug 26, 2013 · Amount on Record |
| Deed Document Number | 201939072 |
| Deed Book / Page | 17775 / 294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 286 S DOWNS WAY, FORT MILL, SC 29708-7811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1885200449 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 18852/449 |
| Instrument | 2020062904 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Sep 13, 2019 |
| Property Address | 286 S DOWNS WAY, FORT MILL, SC 29708-7811 |
| Document Number | 1777500294 |
| Book / Page | 17775 / 294 |
| Map Reference | MB A-14 PG 1 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 2019039072 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,683.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 286 S DOWNS WAY, FORT MILL, SC 29708-7811 |
| Document Number | 2019039073 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 2019039073 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,618.00 (+18.04%) | $20,608 (+15.03%) Land $2,901 Building $17,707 | $639,300 (+42.73%) Land $90,000 Building $549,300 |
| 2023 | $3,065.00 | $17,916 Land $3,000 Building $14,916 | $447,898 Land $75,000 Building $372,898 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Comporium Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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