286 Rives Mill Loop, Deatsville, AL 36022 Property Records

Elmore County property record for 286 Rives Mill Loop, Deatsville, AL 36022

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,776 sqft · built 1986
Lot Size	4.1 acres (178,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jul 2019)
Tax Bill	$901 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`15-03-07-0-001-045.000`

Property Details

APN / Parcel Number

Primary APN	`15-03-07-0-001-045.000`
Alternative APN	`562860`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,776 sqft Living Area
1st Floor Area	1,920 sqft
Upper Floors Area	1,856 sqft
Basement Area	238 sqft
Unfinished Basement	238 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Other
Foundation Type	Block
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	178,596 sqft (4.1 acres)
Garage Area	648 sqft

Exterior Amenities

Porch	Slab
Porch Area	720 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	286 RIVES MILL LOOP
City	DEATSVILLE
State	AL
Zip	36022-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 RIDGEDALE ESTATES 7/80
Legal Range	17E
Legal Township	18N
Legal Section	07
Legal Subdivision	ESTATES
Legal Lot Number	12
Jurisdiction	ELMORE AL
Township / Civil Division	ELMORE
Census Block Group	4
Census Block	4011
Census Tract	30901

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 RIVES MILL LOOP, DEATSVILLE, AL 36022-5616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit GUARDIAN CU
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage MAX CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Deed Book / Page	2019 / 33139
Prior Transfer Date	Jun 28, 2019
Prior Transfer Doc	2019/33139
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	286 RIVES MILL LOOP, DEATSVILLE, AL 36022-5616
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/81617
Date	Nov 5, 2020
Book Page	2020/81617

Lender

Name	GUARDIAN CU
Type	Credit Union
Address	MONTGOMERY, AL 36109

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Jul 2, 2019
Property Address	286 RIVES MILL LOOP, DEATSVILLE, AL 36022-5616
Document Number	2019/33139
Book / Page	2019 / 33139
Map Reference	MB 7 PG 80
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	286 RIVES MILL LOOP, DEATSVILLE, AL 36022-5616

Mortgage

Document Number	0201933143
Date	Jul 2, 2019
Instrument	2019/33143

Lender

Name	MAX CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$901.00
2025	$901.00	$35,780 (-)	$357,830 (-) Land $53,680 Building $304,150
2024	$901.00	$35,780 (-0.01%)	$357,830 (-) Land $53,680 Building $304,150
2023	$901.00 (+40.78%)	$35,783 (+41.19%) Land $5,368 Building $30,415	$357,830 (+41.19%) Land $53,680 Building $304,150
2022	$640.00	$25,344 Land $3,146 Building $22,198	$253,440 Land $31,460 Building $221,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMORE WATER & SEWER AUTHORITY serves 13,680 people · EPA ID AL0000535
Water Source	Purchased surface water from CITY OF MONTGOMERY, THE WW&SSB OF THE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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