286 River Bend Way, Grayson, KY 41143 Property Records

Carter County property record for 286 River Bend Way, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,400 sqft · built 1994
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Aug 2017)
Tax Bill	$1,748 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112-20-02-036.00`

Property Details

APN / Parcel Number

Primary APN	`112-20-02-036.00`
Alternative APN	`28194`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,400 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.64 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,152 sqft

Location & Zoning

Account Number	28194
Street Address	286 RIVER BEND WAY
City	GRAYSON
State	KY
Zip	41143-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 36
Legal Subdivision	HORTON FARM ESTATES
Legal Lot Number	36
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1022
Census Tract	960602

Owner

286 River Bend Way is owned and occupied by an individual who bought it in August 2017.

Source: Carter County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	286 RIVER BEND WAY, GRAYSON, KY 41143-1722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Aug 24, 2017	Warranty Deed, Transfer · VA Mortgage WOLFE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2017 · Amount on File
Deed Sale	Aug 24, 2017 · Amount on File
Prior Sale	Dec 29, 2006 · Amount on File
Deed Document Number	2017381454
Deed Book / Page	379 / 632
Prior Transfer Date	Aug 11, 2011
Prior Transfer Doc	0000334874
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	286 RIVER BEND WAY, GRAYSON, KY 41143-1722
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2026, FLINT, MI 48501-2026

Mortgage

Document Number	OR445/793
Date	Dec 29, 2020
Book Page	OR445/793
Instrument	485549

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	277 Months
Due	Jan 1, 2044

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Aug 24, 2017
Property Address	286 RIVER BEND WAY, GRAYSON, KY 41143-1722
Document Number	0OR379/632
Book / Page	OR379 / 632
Instrument Date	Aug 14, 2017
Instrument	381454
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 WOODLAND WAY, 616, GRAYSON, KY 41143-8141

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 RIVER BEND WAY, GRAYSON, KY 41143-1722

Mortgage

Document Number	0000381455
Date	Aug 24, 2017
Instrument	381455

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 286 River Bend Way was $1,748.

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,748.00	$205,000	$205,000
2023	$1,767.00	$205,000	$205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 River Bend Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 River Bend Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Foothills Communications.

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