286 Rigsby Loop, Lonsdale, AR 72087 Property Records

Garland County property record for 286 Rigsby Loop, Lonsdale, AR 72087

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,616 sqft · built 2021
Lot Size	3.46 acres (150,718 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Feb 2026)
Tax Bill	$1,913 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-00148-002`

Property Details

APN / Parcel Number

Primary APN	`100-00148-002`
Alternative APN	`116040`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	150,718 sqft (3.46 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	384 sqft
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	286 RIGSBY LOOP
City	LONSDALE
State	AR
Zip	72087-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE 1/4 NE 1/4
Legal Range	17W
Legal Township	02S
Legal Section	09
Jurisdiction	GARLAND AR
Township / Civil Division	WHITTINGTON
Census Block Group	2
Census Block	2012
Census Tract	10502

Owner

286 Rigsby Loop is owned and occupied by two individuals who bought it in February 2026.

Source: Garland County records, as of April 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	286 RIGSBY LOOP, LONSDALE, AR 72087-9772
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on File
Deed Sale	Feb 9, 2026 · Amount on File
Deed Document Number	2026
Deed Book / Page	4841 / 571
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	286 RIGSBY LOOP, LONSDALE, AR 72087-9772
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 IRWIN CIR, HOT SPRINGS, AR 71901-8501

Mortgage

Document Number	0048410575
Date	Feb 9, 2026
Book Page	4841/575

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Nov 18, 2021
Property Address	286 RIGSBY LOOP, LONSDALE, AR 72087-9772
Document Number	0043780567
Book / Page	4378 / 567
Instrument Date	Oct 25, 2021
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	COMMERCE TITLE AND CLOSING SERVICES, COMMERCE TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 RIGSBY LOOP, LONSDALE, AR 72087-9772

Mortgage

Document Number	0004378576
Date	Nov 18, 2021
Instrument	4378/576

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 286 Rigsby Loop was $1,913.

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Fountain Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,913.00	$49,060 Land $4,370 Building $44,690
2023	$1,883.00	$49,060 Land $4,370 Building $44,690	$245,300 Land $21,850 Building $223,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 286 Rigsby Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Rigsby Loop is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 67% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	N GARLAND CO REG WATER DIST serves 7,913 people · EPA ID AR0000867
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rigsby Loop

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