286 Richards Ave, Norwalk, CT 06850 Property Records

Norwalk City property record for 286 Richards Ave, Norwalk, CT 06850

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,452 sqft · built 1969
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$895,000 (Dec 2021)
Tax Bill	$18,114 (2026)
Deeds & Mortgages	Feb 2025 Refinance Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D:5 B:64 L:168`

Property Details

APN / Parcel Number

Primary APN	`D:5 B:64 L:168`
Alternative APNs	`NORW M:5 B:64 L:168` `NWLK M:5 B:64 L:168` `21426`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,452 sqft Living Area
Gross Area	5,528 sqft
1st Floor Area	2,226 sqft
Basement Area	1,076 sqft
Unfinished Basement	861 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Water Source	Well

Location & Zoning

Account Number	21426
Street Address	286 RICHARDS AVE
City	NORWALK
State	CT
Zip	06850-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Block	64
Legal Lot Number	168
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	2
Census Block	2007
Census Tract	43200

Owner

286 Richards Ave is owned and occupied by two individuals who bought it in December 2021.

Source: Norwalk City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	286 RICHARDS AVE, NORWALK, CT 06850-2726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance UNION SAVINGS BANK
Dec 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
May 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RIDGEWOOD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Sep 6, 2000 · Amount on File
Deed Document Number	202117017
Deed Book / Page	9393 / 256
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	286 RICHARDS AVE, NORWALK, CT 06850-2726
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009837-134
Date	Feb 28, 2025
Book Page	9837/134
Instrument	2025001248

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Mar 1, 2044

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Dec 20, 2021
Property Address	286 RICHARDS AVE, NORWALK, CT 06850-2726
Document Number	009393-256
Book / Page	9393 / 256
Instrument Date	Dec 17, 2021
Instrument	2021017017
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	118 GROVE ST APT 13, 13, STAMFORD, CT 06901-1806

Mortgage

Document Number	2021017018
Date	Dec 20, 2021
Instrument	2021017018

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	286 RICHARDS AVE, NORWALK, CT 06850-2726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8825-101
Date	May 1, 2019
Book Page	8825/101

Lender

Name	RIDGEWOOD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 286 Richards Ave was $18,114, down 8% from the year before.

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,114.00 (-8.02%)	$829,560 (-) Land $227,890 Building $601,670	$1,679,643 (+189.25%)
2025	$19,694.00	$829,560 Land $227,890 Building $601,670	$580,692 Land $159,523 Building $421,169
2024	$19,694.00 (+41.15%)
2023	$13,953.00 (+1.59%)	$558,870 (-) Land $195,220 Building $363,650
2022	$13,734.00	$558,870 Land $195,220 Building $363,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Richards Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Richards Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH NORWALK ELECTRIC & WATER serves 42,000 people · EPA ID CT1030021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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