286 Redbud Dr, Louisa, VA 23093 Property Records

Louisa County property record for 286 Redbud Dr, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,888 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2020)
Tax Bill	$2,273 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13A5 5 710`

Property Details

APN / Parcel Number

Primary APN	`13A5 5 710`
Alternative APNs	`17780` `17174`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	96 sqft
Deck Area	832 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	17174
Street Address	286 REDBUD DR
City	LOUISA
State	VA
Zip	23093-5718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLUE RIDGE SHORES PLAT 974/741 LOT 710 DB 1718/221 .451 AC
Legal Subdivision	BLUE RIDGE SHORES
Legal Lot Number	710
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	2
Census Block	2021
Census Tract	950303

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	286 REDBUD DR, LOUISA, VA 23093-5718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Grant Deed, Transfer ALCOVA MTG
Apr 30, 2019	Grant Deed, Transfer · Conventional with PMI WATERSTONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	202012044
Deed Book / Page	1718 / 221
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 24, 2020
Property Address	286 REDBUD DR, LOUISA, VA 23093-5718
Document Number	0000012044
Book / Page	001718 / 000221
Instrument Date	Nov 10, 2020
Instrument	12044
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 REDBUD DR LOUISA VA 230935718, LOUISA, VA 23093-5718

Mortgage

Document Number	12045
Date	Nov 24, 2020
Book Page	001718/000225
Instrument	12045

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 30, 2019
Property Address	286 REDBUD DR, LOUISA, VA 23093-5718
Document Number	0000003397
Book / Page	001610 / 000206
Instrument Date	Apr 17, 2019
Instrument	3397
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$203.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	286 REDBUD DR LOUISA VA 230935718, LOUISA, VA 23093-5718

Mortgage

Document Number	3398
Date	Apr 30, 2019
Book Page	001610/000212
Instrument	3398

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Mortgage

Document Number	3399,
Date	Apr 30, 2019
Book Page	001610/000228
Instrument	3399

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,382 (+3.35%) Land $21,800 Building $304,582	$326,382 (+3.35%) Land $21,800 Building $304,582
2025	$2,273.00 (+5.67%)	$315,800 (+9.42%) Land $17,400 Building $298,400	$315,800 (+9.42%) Land $17,400 Building $298,400
2024	$2,151.00 (+120.16%)
2023		$288,600 Land $15,000 Building $273,600
2022	$977.00		$288,600 Land $15,000 Building $273,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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