286 Post Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 286 Post Rd, Bowdoinham, ME 04008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1982
Lot Size	16.2 acres (708,286 sqft)
Owner	Individual Name on File
Tax Bill	$5,384 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:R02 L:030=001`

Property Details

APN / Parcel Number

Primary APN	`M:R02 L:030=001`
Alternative APNs	`BOWN M:R02 L:030-001` `120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	4 Stories
Building Area	1,260 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Lot Area	708,286 sqft (16.2 acres)

Location & Zoning

Account Number	120
Street Address	286 POST RD
City	BOWDOINHAM
State	ME
Zip	04008-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	30-1
Jurisdiction	BOWDOINHAM ME
Township / Civil Division	BOWDOINHAM
Census Block Group	1
Census Block	1027
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	286 POST RD, BOWDOINHAM, ME 04008-4436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage CUSO HM LNDG
Apr 4, 2019	Deed of Trust, Mortgage CUSO HM LNDG
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit CAMDEN NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	286 POST RD, BOWDOINHAM, ME 04008-4436
Document Number	0000006928
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 POST RD BOWDOINHAM ME 040084436, BOWDOINHAM, ME 04008-4436

Mortgage

Document Number	0000006928
Date	Sep 17, 2020
Instrument	6928

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	286 POST RD, BOWDOINHAM, ME 04008-4436
Document Number	0000002041
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 POST RD BOWDOINHAM ME 040084436, BOWDOINHAM, ME 04008-4436

Mortgage

Document Number	0000002041
Date	Apr 9, 2019
Instrument	2041

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 8, 2034

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	286 POST RD, BOWDOINHAM, ME 04008-4436
Document Number	0000006544
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 POST RD BOWDOINHAM ME 040084436, BOWDOINHAM, ME 04008-4436

Mortgage

Document Number	0000006544
Date	Sep 11, 2017
Instrument	6544

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	CAMDEN, ME 04843

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoinham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,384.00 (+5.28%)	$243,500 (-) Land $88,000 Building $155,500
2024	$5,114.00 (+7.71%)	$243,500 (-) Land $88,000 Building $155,500
2023	$4,748.00 (+29.37%)	$243,500 (+20.01%) Land $88,000 Building $155,500
2022	$3,670.00	$202,900 Land $73,300 Building $129,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2012)
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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