286 Poland Ave, Struthers, OH 44471 Property Records

Mahoning County property record for 286 Poland Ave, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 1910
Lot Size	0.107 acres (4,661 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Sep 2021)
Tax Bill	$1,377 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-011-0-212.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-011-0-212.00-0`
Alternative APN	`00201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,784 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	776 sqft
Upper Floors Area	672 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	4,661 sqft (0.107 acres)
Lot Dimensions	150 ft deep x 31 ft wide
Porch	Enclosed Frame Porch
Porch Area	269 sqft
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	286 POLAND AVE
City	STRUTHERS
State	OH
Zip	44471-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1952 38 X 150 POLAND
Legal Subdivision	POLAND
Legal Lot Number	1952
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	1
Census Block	1000
Census Tract	810700

Owner

Source: Mahoning County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	286 POLAND AVE, STRUTHERS, OH 44471-1653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 29, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 3, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jul 29, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	202124856
Deed Book / Page	6470 / 375
Prior Transfer Date	Feb 24, 2014
Prior Transfer Doc	06073/1574
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	286 POLAND AVE, STRUTHERS, OH 44471-1653
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 POLAND AVE, STRUTHERS, OH 44471-1653

Mortgage

Document Number	006618/871
Date	Apr 9, 2024
Book Page	6618/871
Instrument	202400006362

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Oct 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	286 POLAND AVE, STRUTHERS, OH 44471-1653
Transaction Type	Mortgage
Record Updated	Apr 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 POLAND AVE, STRUTHERS, OH 44471-1653

Mortgage

Document Number	006565/277
Date	Mar 29, 2023
Book Page	6565/277
Instrument	202300005629

Lender

Name	US BANK NA
Type	Bank
Address	42230

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Sep 3, 2021
Property Address	286 POLAND AVE, STRUTHERS, OH 44471-1653
Document Number	6470/375
Book / Page	6470 / 375
Map Reference	VOL 18 PG 66
Instrument Date	Sep 3, 2021
Instrument	202100024856
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 POLAND AVE, STRUTHERS, OH 44471-1653

Mortgage

Document Number	202100024857
Date	Sep 3, 2021
Instrument	202100024857

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MAHONING OH
Recording Date	Jul 29, 2019
Property Address	286 POLAND AVE, STRUTHERS, OH 44471-1653
Document Number	06334/2467
Book / Page	6334 / 2467
Map Reference	VOL 18 PG 66
Instrument Date	Feb 26, 2019
Instrument	201900015249
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4010 SOUTHERN BLVD, 4010, YOUNGSTOWN, OH 44512-1239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 BOARDMAN CANFIELD RD, YOUNGSTOWN, OH 44512-4804

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,377.00	$33,080 (-) Land $2,170 Building $30,910	$94,500 (-) Land $6,190 Building $88,310
2024	$1,377.00 (+1.7%)	$33,080 (-) Land $2,170 Building $30,910
2023	$1,354.00 (+120.52%)	$33,080 (+191.71%) Land $2,170 Building $30,910	$94,500 (+191.76%) Land $6,190 Building $88,310
2022	$614.00	$11,340 Land $2,220 Building $9,120	$32,390 Land $6,340 Building $26,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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