286 Pleasant St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 286 Pleasant St, Marblehead, MA 01945

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 2,436 sqft · built 1940
Lot Size0.144 acres (6,251 sqft)
OwnerIndividual Name on File
Last Sale$728,000 (Aug 2021)
Tax Bill$7,208 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2023 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNMARB M:0070 B:0011 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0070 B:0011 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,436 sqft Living Area
Gross Area4,754 sqft
Basement Area1,128 sqft
Unfinished Basement1,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,251 sqft (0.144 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address286 PLEASANT ST
CityMARBLEHEAD
StateMA
Zip01945-2138
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeSR
Legal Block11
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group2
Census Block2000
Census Tract203100

Owner

286 Pleasant St, a duplex, is owned and occupied by an individual who bought it in August 2021.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address286 PLEASANT ST, MARBLEHEAD, MA 01945-2138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · ARM
MARBLEHEAD SAVINGS BANK
Apr 6, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Aug 10, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2021 · Amount on File
Deed SaleAug 10, 2021 · Amount on File
Prior SaleOct 29, 1997 · Amount on File
Deed Book / Page40165 / 82
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address286 PLEASANT ST, MARBLEHEAD, MA 01945-2138
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039504-418
DateFeb 8, 2021
Book Page39504/418
Instrument20210208004190
Lender
NameMARBLEHEAD SAVINGS BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateFeb 8, 2026
Index1-Year CMT

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address286 PLEASANT ST, MARBLEHEAD, MA 01945-2138
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041508-558
DateApr 6, 2023
Book Page41508/558
Instrument20230406001010
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term325 Months
DueMay 1, 2050

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateAug 10, 2021
Property Address286 PLEASANT ST, MARBLEHEAD, MA 01945-2138
Document Number0040165-82
Book / Page40165 / 82
Instrument DateAug 10, 2021
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 PLEASANT ST, MARBLEHEAD, MA 01945-2138

Mortgage

Document Number0004016585
DateAug 10, 2021
Instrument40165/85
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 286 Pleasant St was $7,208, down 1.9% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,208.00 (-1.89%)$842,100 (+3.73%) Land $453,600 Building $383,100$771,765
2025$7,347.00 (+23.21%)$811,800 (+21.98%) Land $477,500 Building $334,300
2024$5,963.00 (-8.79%)$665,500 (+1.79%) Land $429,800 Building $235,700
2023$6,538.00$653,800 Land $429,800 Building $224,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Pleasant St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1978–2021)
Claims Outside the SFHA2 of 7
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 286 Pleasant St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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