286 Piney Point Rd, Deltaville, VA 23043 Property Records

Middlesex County property record for 286 Piney Point Rd, Deltaville, VA 23043 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,311 sqft · built 1899
Lot Size	11 acres (479,596 sqft)
Owner	2 Company Names on File
Tax Bill	$2,844 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41 9`

Property Details

APN / Parcel Number

Primary APN	`41 9`
Alternative APN	`9777`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,311 sqft Living Area
Gross Area	2,857 sqft
1st Floor Area	1,024 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1957
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	479,596 sqft (11 acres)
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	256 sqft
Shed	1 Shed
Shed Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9777
Street Address	286 PINEY POINT RD
City	DELTAVILLE
State	VA
Zip	23043-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER NECK 41-4 11.01 AC D120-684 304-565
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	1
Census Block	1005
Census Tract	951200

Owner

Source: Middlesex County records · APN 41 9

Assessment roll updated May 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4518 W SEMINARY AVE, RICHMOND, VA 23227-5008
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Feb 07, 2022
Property Address	286 PINEY POINT RD, DELTAVILLE, VA 23043-2241
Document Number	0220000279
Instrument Date	Dec 27, 2021
Instrument	220000279
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4518 W SEMINARY AVE, RICHMOND, VA 23227-5008

Mortgage

Document Number	0220000280
Date	Feb 07, 2022
Instrument	220000280

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jul 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Middlesex County records · Assessment roll updated May 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,844.00 (+0.04%)	$466,200 (-) Land $249,100 Building $217,100	$466,200 (-) Land $249,100 Building $217,100
2025	$2,843.00	$466,200 (-) Land $249,100 Building $217,100	$466,200 (-) Land $249,100 Building $217,100
2023	$2,843.00	$466,200 Land $249,100 Building $217,100	$466,200 Land $249,100 Building $217,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (51119C), updated November 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511199512001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 129 individual NFIP policies nearby
Nearby Flood Policies	129 in force 40 of 129 on primary residences
Nearby Flood Claims	46 (1992–2022)
Claims Outside the SFHA	7 of 46
Most Recent Claim	Oct 2022, other causes
Flood Events	Tropical Depression Ernesto, Severe Storms And Flooding (Sep 2006), 17 claims Hurricane Isabel (Sep 2003), 12 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.