Placer County property record for 286 Phoenix Cir, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,425 sqft · built 2006 |
| Lot Size | 0.63 acres (2,762 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,500 (Dec 2017) |
| Tax Bill | $4,177 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-180-005-000 |
| Primary APN | 009-180-005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,425 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 2,762 sqft (0.63 acres) |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 286 PHOENIX CIR |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-2358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 - JOINER VILLAGE PARCEL 2 MOR AA-34 |
| Legal Subdivision | JOINER VILLAGE |
| Legal Lot Number | 5 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 21403 |
286 Phoenix Cir is owned by two individuals who bought it in December 2017.
Source: Placer County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1677 BENVENITO LN, LINCOLN, CA 95648-2987 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 7, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2017 · Amount on File |
| Deed Sale | Dec 7, 2017 · Amount on File |
| Prior Sale | Mar 8, 2016 · Amount on File |
| Deed Document Number | 201797402 |
| Prior Transfer Date | Mar 7, 2016 |
| Prior Transfer Doc | 0000015842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 286 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 286 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Document Number | 0000138335 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 2021-0138335 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 286 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000050538 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020-0050538 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Dec 7, 2017 |
| Property Address | 286 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Document Number | 0000097402 |
| Map Reference | MAP AA PG34 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 2017-0097402 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 286 PHOENIX CIR, LINCOLN, CA 95648-2358 |
| Document Number | 0000097403 |
|---|---|
| Date | Dec 7, 2017 |
| Instrument | 2017-0097403 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 286 Phoenix Cir was $4,177.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $370,800 (+2%) Land $92,843 Building $277,957 | |
| 2025 | $4,177.00 | $363,530 Land $91,023 Building $272,507 |
| 2023 | $4,072.00 (+1.83%) | $349,416 Land $87,490 Building $261,926 |
| 2022 | $3,999.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 286 Phoenix Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 286 Phoenix Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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