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286 NW River Rd, Sebago, ME 04029 Property Records

Cumberland County and Sebago Town property record for 286 NW River Rd, Sebago, ME 04029

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 750 sqft · built 1972
Lot Size0.26 acres (11,326 sqft)
Owner2 Trust Names on Record
Last Sale$425,000 (Aug 2024)
Tax Bill$4,428 (2025)
Deeds & MortgagesJul 2026 Sale
Mar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNSEBA M:023 L:071

Property Details

APN / Parcel Number

Primary APNSEBA M:023 L:071
Alternative APNs
  • SEBA M:23 L:71
  • 1367

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area750 sqft Total Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleColonial
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number1367
Old Parcel NumberSEBA M:023 L:071
Street Address286 NW RIVER RD
CitySEBAGO
StateME
Zip04029-3631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number71
JurisdictionSEBAGO ME
Township / Civil DivisionSEBAGO
Census Block Group2
Census Block2006
Census Tract16500

Owner

Source: Cumberland County and Sebago Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing AddressPO BOX 193, SEBAGO, ME 04029-0193
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Warranty Deed, Transfer
Mar 15, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2024 · Amount on Record
Deed SaleAug 7, 2024 · Amount on Record
Deed Book / Page40915 / 28
Last Transfer DateJun 22, 2026
Transfer Doc0000027490
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEBAGO ME
Recording DateJul 6, 2026
Property Address286 NW RIVER RD, SEBAGO, ME 04029-3631
Document Number0000027490
Book / Page42375 / 76
Instrument DateJun 22, 2026
Instrument202627490
Transaction TypeTransfer
Record UpdatedAug 31, 2026

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBAGO ME
Property Address286 NW RIVER RD, SEBAGO, ME 04029-3631
Transaction TypeMortgage
Record UpdatedMay 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0400260092
DateMar 15, 2023
Book Page40026/92
Instrument7776
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term325 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Sebago Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionSebago Town
Unified School DistrictSebago Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,428.00 (+14.33%)$298,378 (-) Land $246,600 Building $51,778
2023$3,873.00 (+24.81%)$298,378 (-) Land $246,600 Building $51,778
2022$3,103.00$298,378 Land $246,600 Building $51,778

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sebago Fiber & WiFi
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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