286 New Gate Loop, Lake Mary, FL 32746 Property Records

Seminole County property record for 286 New Gate Loop, Lake Mary, FL 32746

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,544 sqft · built 1996
Lot Size	0.99 acres (43,149 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Aug 2018)
Tax Bill	$12,317 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-20-29-5KV-0000-1040`

Property Details

APN / Parcel Number

Primary APN	`11-20-29-5KV-0000-1040`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	4,544 sqft Living Area
1st Floor Area	4,014 sqft
2nd Floor Area	530 sqft
Upper Floors Area	530 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Material	Tile
Lot Area	43,149 sqft
Garage Area	818 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	646 sqft
Patio Area	929 sqft
Utility Building	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	286 NEW GATE LOOP
City	LAKE MARY
State	FL
Zip	32746-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 104 HEATHROW WOODS PB 41 PGS 26 THRU 30
Legal Range	29E
Legal Township	20S
Legal Section	11
Legal Subdivision	HEATHROW WOODS
Legal Lot Number	104
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1001
Census Tract	20703

Owner

286 New Gate Loop is owned and occupied by an individual who bought it in August 2018.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	286 NEW GATE LOOP, LAKE MARY, FL 32746-4126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK NA
Aug 13, 2018	Warranty Deed, Transfer SUNBELT TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2018 · Amount on File
Deed Sale	Aug 13, 2018 · Amount on File
Prior Sale	Jan 18, 2001 · Amount on File
Deed Document Number	2018091216
Deed Book / Page	09186 / 1992
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	286 NEW GATE LOOP, LAKE MARY, FL 32746-4126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095990133
Date	May 11, 2020
Book Page	9599/133
Instrument	2020048645

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2040

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 13, 2018
Property Address	286 NEW GATE LOOP, LAKE MARY, FL 32746-4126
Document Number	0091861992
Book / Page	09186 / 1992
Map Reference	MB41 PG26-30
Instrument Date	Jul 6, 2018
Instrument	2018091216
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$6,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3615 FALLING ACORN CIR, 3615, LAKE MARY, FL 32746-4749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 NEW GATE LOOP, GATE LOOP, FL 00000

Tax Assessment & Valuation

The 2025 property tax bill for 286 New Gate Loop was $12,317 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,317.00 Homeowner's exemption	$914,803	$1,118,119 Land $300,000 Building $818,119
2023	$11,260.00 (+2.35%) Homeowner's exemption	$863,127 (+3%)	$1,008,269 (-1.38%) Land $270,000 Building $738,269
2022	$11,001.00 Homeowner's exemption	$837,987	$1,022,376 Land $300,000 Building $722,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 New Gate Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	5 (2017–2022)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 New Gate Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY NORTHWEST serves 31,986 people · EPA ID FL3594107
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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