State of Hawaii and Hawaii County property record for 286 Naniakea St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,916 sqft · built 2007 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,068 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-015-188 |
| Primary APN | 3-2-4-015-188 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,916 sqft Living Area |
| Gross Area | 1,948 sqft |
| 1st Floor Area | 1,916 sqft |
| Interior Walls | Plaster |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 32 sqft |
| Street Address | 286 NANIAKEA ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1C |
| Legal Description | LOT 10 15000 SF DES POR GR 11033 & GR S-14309 MUNY LINK HOMESITES |
| Legal Subdivision | MUNY LINKS HOMESITES |
| Legal Lot Number | 10 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20701 |
286 Naniakea St is owned by a company that acquired it in September 2015 and is owner-occupied.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16485 SANTA BIANCA DR, HACIENDA HEIGHTS, CA 91745-4256 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 28, 2015 |
| Transfer Doc | 0058220761 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 286 Naniakea St was $2,068 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $589,800 (+3%) Land $116,300 Building $473,500 | $739,200 (-1.64%) Land $233,700 Building $505,500 | |
| 2025 | $2,068.00 | $572,600 (+3%) Land $116,300 Building $456,300 | $751,500 (+6.04%) Land $246,000 Building $505,500 |
| 2024 | $555,900 (+3%) Land $116,300 Building $439,600 | $708,700 (+8.28%) Land $223,900 Building $484,800 | |
| 2023 | $2,027.00 (-4.16%) Homeowner's exemption | $539,700 Land $116,300 Building $423,400 | $654,500 Land $203,600 Building $450,900 |
| 2022 | $2,115.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 286 Naniakea St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 Naniakea St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.9% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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