286 N Liberty St, Delaware, OH 43015 Property Records

Delaware County property record for 286 N Liberty St, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,416 sqft · built 1920
Lot Size	0.317 acres (13,809 sqft)
Owner	2 Individual Names on File
Last Sale	$331,700 (Jun 2026)
Tax Bill	$4,696 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`519-432-03-007-000`

Property Details

APN / Parcel Number

Primary APN	`519-432-03-007-000`
Alternative APN	`142632.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	1,416 sqft
Basement Area	1,336 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,809 sqft (0.317 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	270 sqft
Carport	Carport
Carport Area	270 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	96 sqft
Patio Area	140 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	286 N LIBERTY ST
City	DELAWARE
State	OH
Zip	43015-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS OL B
Legal Subdivision	C E HILLS ADD
Legal Lot Number	B
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1022
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Historic Northwest District listed 1996 · 510 contributing resources · NRIS 96000225

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

286 N Liberty St is owned by two individuals who bought it in June 2026.

Source: Delaware County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	280 N LIBERTY ST, DELAWARE, OH 43015-1647
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer SEARCH 2 CLOSE, SEARCH2CLOSE
Jul 20, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jun 21, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 21, 2026	Intrafamily Transfer, Transfer
Nov 9, 2023	Intrafamily Transfer, Transfer
Sep 1, 2022	Intrafamily Transfer, Transfer
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
Apr 28, 2021	Intrafamily Transfer, Transfer
Apr 28, 2021	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Deed Document Number	202614206
Prior Transfer Date	Dec 28, 2023
Prior Transfer Doc	0000000003
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 4, 2026
Property Address	286 N LIBERTY ST, DELAWARE, OH 43015-1647
Document Number	0000014206
Instrument Date	May 26, 2026
Instrument	202614206
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	SEARCH 2 CLOSE, SEARCH2CLOSE

Transaction

Amount	Amount on Record
Tax	$100,505.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	280 N LIBERTY ST, DELAWARE, OH 43015-1647

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	286 N LIBERTY ST, DELAWARE, OH 43015-1647
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032622
Date	Jul 20, 2021
Book Page	1881/1329
Instrument	202100032622

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	286 N LIBERTY ST, DELAWARE, OH 43015-1647
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028177
Date	Jun 21, 2021
Book Page	1871/2088
Instrument	202100028177

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Jan 21, 2026
Property Address	286 N LIBERTY ST, DELAWARE, OH 43015-1647
Document Number	0000001797
Instrument Date	Dec 15, 2025
Instrument	202600001797
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 N LIBERTY ST, DELAWARE, OH 43015-1647

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Nov 9, 2023
Property Address	286 N LIBERTY ST, DELAWARE, OH 43015-1647
Document Number	0000024180
Book / Page	2062 / 1393
Instrument Date	Nov 1, 2023
Instrument	202300024180
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 N LIBERTY ST, DELAWARE, OH 43015-1647

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Sep 1, 2022
Property Address	286 N LIBERTY ST, DELAWARE, OH 43015-1647
Document Number	0000026408
Book / Page	1989 / 652
Instrument Date	Jan 13, 2022
Instrument	202200026408
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	286 N LIBERTY ST, DELAWARE, OH 43015-1647

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	286 N LIBERTY ST, DELAWARE, OH 43015-1647
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023432
Date	Aug 30, 2018
Book Page	1591/2836
Instrument	2018-00023432

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2033

Interest

Rate Type	Fixed Rate

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Apr 28, 2021
Property Address	286 N LIBERTY ST, DELAWARE, OH 43015-1647
Document Number	0000019930
Book / Page	1854 / 362
Instrument Date	Apr 27, 2021
Instrument	202100019930
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 N LIBERTY ST, DELAWARE, OH 43015-1647

April 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Apr 28, 2021
Property Address	286 N LIBERTY ST, DELAWARE, OH 43015-1647
Document Number	0000019931
Book / Page	1854 / 364
Instrument Date	Apr 27, 2021
Instrument	202100019931
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	286 N LIBERTY ST, DELAWARE, OH 43015-1647

Tax Assessment & Valuation

The 2025 property tax bill for 286 N Liberty St was $4,696, up 5.3% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,696.00 (+5.34%)	$94,160 (-) Land $19,220 Building $74,940	$269,000 Land $54,900 Building $214,100
2024	$4,458.00 (+21.7%) Homeowner's exemption	$94,160 (+9.04%) Land $19,220 Building $74,940
2023	$3,663.00 (+16.84%) Homeowner's exemption	$86,350 (+30.79%) Land $19,220 Building $67,130	$269,000 Land $54,900 Building $214,100
2022	$3,135.00 Homeowner's exemption	$66,020 Land $12,990 Building $53,030
2020			$188,600 Land $37,100 Building $151,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 286 N Liberty St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 N Liberty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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