Walton County property record for 286 N Jackson St, Freeport, FL 32439
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2.75 ba · 1,408 sqft · built 1994 |
| Lot Size | 0.803 acres (34,979 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Apr 2023) |
| Tax Bill | $2,202 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1S-19-23000-004-0022 |
| Primary APN | 15-1S-19-23000-004-0022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 1,408 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,979 sqft (0.803 acres) |
| Lot Dimensions | 330 ft deep x 106 ft wide |
| Pool House | Pool House |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 164 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 286 N JACKSON ST |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-4037 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | MUNI |
| Legal Description | BEG NE/C OF SW4 OF SW4 OF NE4 OF NE4 15-1S-19W, S 00 DEG 1354E 106.11FT, N 89 DEG 4425W 330.38 FT, N 00 DEG 2019W 104.62FT, S 90 DEG E 330.57FT TO POB. OR 2409-1730 OR 2711-1201 OR 3286-4710 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Block | 400 |
| Legal Lot Number | 22 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 950501 |
Source: Walton County assessment roll, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 286 N JACKSON ST, FREEPORT, FL 32439-4037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Apr 19, 2023 | Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Sep 9, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on Record |
| Deed Sale | Apr 19, 2023 · Amount on Record |
| Prior Sale | Jun 6, 2002 · Amount on Record |
| Deed Document Number | 202313495 |
| Deed Book / Page | 3286 / 4710 |
| Prior Transfer Date | Feb 27, 2006 |
| Prior Transfer Doc | 0027111201 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 19, 2023 |
| Property Address | 286 N JACKSON ST, FREEPORT, FL 32439-4037 |
| Document Number | 0032864710 |
| Book / Page | 3286 / 4710 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 20230013495 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 66 W BAYOU FOREST DR, FREEPORT, FL 32439-4570 |
| Name | Verified Name |
|---|---|
| Address | 286 N JACKSON ST, FREEPORT, FL 32439-4037 |
| Document Number | 0032864713 |
|---|---|
| Date | Apr 19, 2023 |
| Book Page | 3286/4713 |
| Instrument | 20230013496 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 9, 2020 |
| Property Address | 286 N JACKSON ST, FREEPORT, FL 32439-4037 |
| Document Number | 0031584658 |
| Book / Page | 003158 / 004658 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 34979 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 N JACKSON ST FREEPORT FL 324394037, FREEPORT, FL 32439-4037 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,202.00 (+6.17%) | $167,680 (+16.74%) Land $36,750 Building $130,930 | $167,680 (+16.74%) Land $36,750 Building $130,930 |
| 2024 | $2,074.00 (+21.29%) | ||
| 2023 | $1,710.00 (+15.15%) | $143,638 (+23.03%) Land $14,510 Building $129,128 | $143,638 (+23.03%) Land $14,510 Building $129,128 |
| 2022 | $1,485.00 | $116,752 Land $16,106 Building $100,646 | $116,752 Land $16,106 Building $100,646 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 68 (1990–2020) |
| Claims Outside the SFHA | 15 of 68 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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