286 Mountain Rd, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 286 Mountain Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,775 sqft · built 2001
Lot Size	1.91 acres (83,317 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Mar 2015)
Tax Bill	$16,033 (2024)
Deeds & Mortgages	Jul 2019 Loan Modification Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`334089 1-1-2.2`

Property Details

APN / Parcel Number

Primary APN	`334089 1-1-2.2`
Alternative APNs	`408900100000010022000000` `1-1-2.2`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	2,775 sqft Living Area
1st Floor Area	1,440 sqft
2nd Floor Area	1,335 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	83,317 sqft (1.91 acres)
View / Lot	Suburban
Garage Type	Basement
Porch	Open Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	286 MOUNTAIN RD
City	MONROE
State	NY
Zip	10950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1.0AC
Legal Description	LT 2 MCMILLEN SUBMAP 6431
Legal Block	1
Legal Lot Number	2.200
Jurisdiction	ORANGE NY
Township / Civil Division	GOSHEN
Census Block Group	3
Census Block	3010
Census Tract	15005

Owner

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 SEVEN SPRINGS MOUNTAIN RD, MONROE, NY 10950-2146
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Loan Modification, Mortgage ARK MTG
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARK MTG
Jul 24, 2018	Deed of Trust, Mortgage ARK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2015 · Amount on Record
Deed Sale	Mar 20, 2015 · Amount on Record
Prior Sale	Jan 27, 2003 · Amount on Record
Deed Book / Page	13863 / 1975
Record Updated	Jun 8, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	286 MOUNTAIN RD, MONROE, NY 10950
Document Number	0000058224
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	JODA ABSTRACT LLC, JODA ABS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 SEVEN SPRINGS MOUNTAIN RD MONROE NY 109502146, MONROE, NY 10950-2146

Mortgage

Document Number	0000058224
Date	Aug 13, 2019
Book Page	014608/000981
Instrument	58224

Lender

Name	ARK MTG
Type	Mortgage Company
Address	SPRING VALLEY, NY 10977

Agreement

Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	286 MOUNTAIN RD, MONROE, NY 10950
Document Number	0000058223
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	JODA ABSTRACT LLC, JODA ABS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	286 MOUNTAIN RD MONROE NY 10950, MONROE, NY 10950

Mortgage

Document Number	0000058223
Date	Aug 13, 2019
Book Page	014608/000969
Instrument	58223

Lender

Name	ARK MTG
Type	Mortgage Company
Address	SPRING VALLEY, NY 10977

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	286 MOUNTAIN RD, MONROE, NY 10950
Document Number	0000058124
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	JODA ABSTRACT LLC, JODA ABS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 SEVEN SPRINGS MOUNTAIN RD MONROE NY 109502146, MONROE, NY 10950-2146

Mortgage

Document Number	0000058124
Date	Aug 9, 2018
Book Page	014443/001670
Instrument	58124

Lender

Name	ARK MTG
Type	Mortgage Company
Address	SPRING VALLEY, NY 10977

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,600 (-) Land $18,100 Building $64,500	$764,100 (+13.42%)
2024	$16,033.00
2023		$82,600 Land $18,100 Building $64,500	$673,700 Land $147,627 Building $526,073

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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