McHenry County property record for 286 Millard Ave, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 745 sqft · built 1950 |
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $108,000 (Apr 2004) |
| Tax Bill | $359 (2024) |
| Deeds & Mortgages | May 2026 Transfer Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-01-302-011 |
| Primary APN | 18-01-302-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 745 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 5,625 sqft (0.129 acres) |
| Lot Dimensions | 125 ft deep x 45 ft wide |
| Garage Area | 290 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 286 MILLARD AVE |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-5154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2004R0031156 LT 3 BLK 25 PARK ADDN TO CRYSTAL LAKE GARDENS |
| Legal Subdivision | PARK ADDN TO CRYSTAL LAKE GARDEN |
| Legal Block | 25 |
| Legal Lot Number | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 871112 |
Source: McHenry County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 286 MILLARD AVE, CRYSTAL LAKE, IL 60014-5154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jul 9, 2020 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Oct 29, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK WESTERN MICHIGAN |
| Nov 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2004 · Amount on Record |
| Deed Sale | Apr 15, 2004 · Amount on Record |
| Prior Sale | Apr 8, 2004 · Amount on Record |
| Deed Document Number | 200431156 |
| Last Transfer Date | May 5, 2026 |
| Transfer Doc | 0000012618 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 7, 2026 |
| Property Address | 286 MILLARD AVE, CRYSTAL LAKE, IL 60014-5154 |
| Document Number | 0000012618 |
| Instrument Date | May 5, 2026 |
| Instrument | 202612618 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1338 W PARK ST, ARLINGTON HEIGHTS, IL 60005-2230 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 286 MILLARD AVE, CRYSTAL LAKE, IL 60014-5154 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009639 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022R0009639 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 286 MILLARD AVE, CRYSTAL LAKE, IL 60014-5154 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025474 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 2020R0025474 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 286 MILLARD AVE, CRYSTAL LAKE, IL 60014-5154 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036627 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 2019R0036627 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 286 MILLARD AVE, CRYSTAL LAKE, IL 60014-5154 |
| Document Number | 0000047311 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 286 MILLARD AVE CRYSTAL LAKE IL 600145154, CRYSTAL LAKE, IL 60014-5154 |
| Document Number | 0000047311 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 47311 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 14, 2037 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Municipality | Crystal Lake City |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $359.00 | $59,150 (+22.25%) Land $7,919 Building $51,231 | $177,450 (+22.25%) Land $23,757 Building $153,693 |
| 2022 | Homeowner's exemption | $48,384 Land $6,478 Building $41,906 | $145,152 Land $19,434 Building $125,718 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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