Franklin County property record for 286 McCain Rd, Winchester, TN 37398
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,594 sqft · built 1975 |
| Lot Size | 45.4 acres (1,977,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Jul 1989) |
| Tax Bill | $1,482 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 026044 15800 |
| Primary APN | 026044 15800 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,977,624 sqft (45.4 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,256 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 884 sqft |
| Pole Barn | 2,000 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 286 MCCAIN RD |
|---|---|
| City | WINCHESTER |
| State | TN |
| Zip | 37398-4255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 15, COUNTY AREA: L90 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960201 |
286 McCain Rd, a rural home, is owned and occupied by two individuals who bought it in July 1989.
Source: Franklin County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 MCCAIN RD, WINCHESTER, TN 37398-4255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 1989 · Amount on File |
| Deed Sale | Jul 18, 1989 · Amount on File |
| Deed Document Number | 0000024833 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 286 McCain Rd was $1,482 with an additional exemption.
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,482.00 Additional exemption filed | $74,250 Land $19,550 Building $54,700 | |
| 2023 | $74,250 Land $19,550 Building $54,700 | ||
| 2022 | $1,346.00 | $692,700 Land $473,900 Building $218,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 286 McCain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (1995–1997) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 McCain Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTER GROVE-WINCHESTER SPRINGS serves 6,979 people · EPA ID TN0000101 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T DSL | 25 / 5 |
4G LTE (outdoors only), no 5G reported
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