286 Manfre Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 286 Manfre Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,188 sqft · built 1949
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Jan 2024)
Tax Bill	$9,119 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`049-252-14`

Property Details

APN / Parcel Number

Primary APN	`049-252-14`
Alternative APN	`049-252-14-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,188 sqft Living Area
Gross Area	2,468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,494 sqft (0.195 acres)
Garage Type	Attached
Garage Area	280 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	286 MANFRE RD
City	WATSONVILLE
State	CA
Zip	95076-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	TR 53
Legal Subdivision	E M MANFRE 01 53
Legal Tract	53
Legal Lot Number	14
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1018
Census Tract	110700

Owner

286 Manfre Rd is owned and occupied by two individuals who bought it in January 2024.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	286 MANFRE RD, WATSONVILLE, CA 95076-2019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jan 19, 2024	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Sep 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 8, 2021	Affidavit of Death of Joint Tenant, Transfer
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on File
Deed Sale	Jan 19, 2024 · Amount on File
Prior Sale	Jun 6, 2014 · Amount on File
Deed Document Number	20241043
Prior Transfer Date	Jun 4, 2021
Prior Transfer Doc	0000031726
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	286 MANFRE RD, WATSONVILLE, CA 95076-2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 MANFRE RD, WATSONVILLE, CA 95076-2019

Mortgage

Document Number	0000006051
Date	Mar 20, 2026
Instrument	2026-0006051

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 19, 2024
Property Address	286 MANFRE RD, WATSONVILLE, CA 95076-2019
Document Number	0000001043
Map Reference	VOL 27 PG 14
Instrument Date	Jan 12, 2024
Instrument	2024-0001043
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$781.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	286 MANFRE RD, WATSONVILLE, CA 95076-2019

Mortgage

Document Number	0000001044
Date	Jan 19, 2024
Instrument	2024-0001044

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	286 MANFRE RD, WATSONVILLE, CA 95076-2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 MANFRE RD, WATSONVILLE, CA 95076-2019

Mortgage

Document Number	0000018617
Date	Sep 29, 2023
Instrument	2023-0018617

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

June 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 8, 2021
Property Address	286 MANFRE RD, WATSONVILLE, CA 95076-2019
Document Number	0000031726
Map Reference	VOL 27 PG 14
Instrument Date	Jun 4, 2021
Instrument	2021-0031726
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 MANFRE RD, WATSONVILLE, CA 95076-2019

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	286 MANFRE RD, WATSONVILLE, CA 95076-2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 MANFRE RD, WATSONVILLE, CA 95076-2019

Mortgage

Document Number	0000040167
Date	Oct 6, 2020
Instrument	2020-0040167

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 286 Manfre Rd was $9,119, up 67.2% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$738,684 (+2%) Land $530,604 Building $208,080
2025	$9,119.00 (+67.23%)	$724,200 Land $520,200 Building $204,000
2024	$5,453.00 (+1.72%)
2023	$5,361.00 (+1.96%) Homeowner's exemption	$454,546 Land $365,260 Building $89,286	$396,720
2022	$5,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Manfre Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1982–2011)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Manfre Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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