Duval County property record for 286 Main St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,261 sqft · built 1999 |
| Lot Size | 0.09 acres (3,928 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $287,000 (Jun 2021) |
| Tax Bill | $4,370 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 170867-0007 |
| Primary APN | 170867-0007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,261 sqft Living Area |
| Gross Area | 1,509 sqft |
| 1st Floor Area | 1,261 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,928 sqft (0.09 acres) |
| Lot Dimensions | 102 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 286 MAIN ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-2528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARG |
| Legal Description | 18-34 17-2S-29E .093 ATLANTIC BEACH SEC H S 40FT LOT 3 BLK 102 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | ATLANTIC BEACH SEC H |
| Legal Block | 102 |
| Legal Lot Number | 3 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 13902 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 286 MAIN ST, ATLANTIC BEACH, FL 32233-2528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Oct 15, 2025 | Intrafamily Transfer, Transfer |
| Jun 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2021 · Amount on Record |
| Deed Sale | Jun 18, 2021 · Amount on Record |
| Prior Sale | May 8, 2007 · Amount on Record |
| Deed Document Number | 2021151027 |
| Deed Book / Page | 19766 / 250 |
| Last Transfer Date | Oct 15, 2025 |
| Transfer Doc | 0216551004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Oct 15, 2025 |
| Property Address | 286 MAIN ST, ATLANTIC BEACH, FL 32233-2528 |
| Document Number | 0216551004 |
| Book / Page | 21655 / 1004 |
| Map Reference | MB 18 PG 34 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025239643 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 286 MAIN ST, ATLANTIC BEACH, FL 32233-2528 |
| Name | Verified Name |
|---|---|
| Address | 286 MAIN ST, ATLANTIC BEACH, FL 32233-2528 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 18, 2021 |
| Property Address | 286 MAIN ST, ATLANTIC BEACH, FL 32233-2528 |
| Document Number | 0197660250 |
| Book / Page | 19766 / 250 |
| Map Reference | MB 18 PG 34 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021151027 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | CLOSING USA LLC, CLOSING BEAR LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,009.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1572 JACQUELINE LN, 1572, MIDDLEBURG, FL 32068-3223 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 286 MAIN ST, ATLANTIC BEACH, FL 32233-2528 |
| Investor | Possibly a Property Investor |
| Document Number | 19766252 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 19766/252 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,281 (+2.7%) | $365,414 (+0.57%) Land $71,200 Building $294,214 | |
| 2025 | $4,370.00 (+1.98%) | $295,308 (+2.9%) | $363,345 (+5.73%) Land $78,320 Building $285,025 |
| 2024 | $4,285.00 (+2.93%) Homeowner's exemption | $286,986 (+3%) | $343,662 (+6.82%) Land $78,320 Building $265,342 |
| 2023 | $4,163.00 (+8.1%) Homeowner's exemption | $278,628 (+3%) | $321,724 (+18.93%) Land $78,320 Building $243,404 |
| 2022 | $3,851.00 Homeowner's exemption | $270,513 Land $71,200 Building $199,313 | $270,513 Land $71,200 Building $199,313 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 138 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 53 (1993–2022) |
| Claims Outside the SFHA | 44 of 53 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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