286 Main St, Andrews, NC 28901 Property Records

Cherokee County property record for 286 Main St, Andrews, NC 28901

Property Summary

Property Type	Drug Store, Pharmacy
Details	10,307 sqft · built 1995
Lot Size	1.38 acres (60,113 sqft)
Owner	Company Name on Record
Last Sale	$923,500 (Feb 2026)
Tax Bill	$13,247 (2025)
Deeds & Mortgages	Feb 2026 Sale Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`555615537381000`

Property Details

APN / Parcel Number

Primary APN	`555615537381000`
Alternative APN	`54000`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	10,307 sqft Heated Area
Gross Area	13,475 sqft
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Construction Type	Steel Frame
Foundation Type	Footing
Roof Type	Steel Frame/Truss
Roof Material	Other
Lot Area	60,113 sqft (1.38 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	800 sqft
Patio Area	1,030 sqft
Canopy	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54000
Street Address	286 MAIN ST
City	ANDREWS
State	NC
Zip	28901-9250
Property Category	Commercial
Property Type	Commercial > Retail > Drug Store, Pharmacy
Local Zoning Code	HB
Legal Description	FR PASI INC 726/172
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	3
Census Block	3021
Census Tract	930101

Owner

Source: Cherokee County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	123 S FRONT ST, MEMPHIS, TN 38103-3607
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer
Mar 1, 2021	Special Warranty Deed, Transfer · Commercial Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	830
Deed Book / Page	1795 / 1392
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 20, 2026
Property Address	286 MAIN ST, ANDREWS, NC 28901-9250
Document Number	01795/1392
Book / Page	1795 / 1392
Instrument Date	Feb 3, 2026
Instrument	830
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$1,847.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3275 STEINWAY ST, ASTORIA, NY 11103-4076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 S FRONT ST # 3RD, MEMPHIS, TN 38103-3607
Investor	Possibly a Property Investor

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 1, 2021
Property Address	286 MAIN ST, ANDREWS, NC 28901-9250
Document Number	1673/1149
Book / Page	1673 / 1149
Instrument Date	Feb 26, 2021
Instrument	1351
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3795 WYSE RD, 3795, DAYTON, OH 45414-2540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 2 25TH AVENUE #312 # 312, 312, ASTORIA, NY 11103

Mortgage

Document Number	16731154
Date	Mar 1, 2021
Instrument	1673/1154

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Andrews Town
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,247.00	$2,171,780 (-)	$2,171,780 (-) Land $165,600 Building $2,006,180
2023		$2,171,780	$2,171,780 Land $165,600 Building $2,006,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Frontier, Peachtree Broadband Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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