286 Lloyd St, Macclenny, FL 32063 Property Records

Baker County property record for 286 Lloyd St, Macclenny, FL 32063 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,228 sqft · built 2001
Lot Size	0.33 acres (14,374 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (May 2024)
Tax Bill	$2,565 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-2S-22-0018-0002-0010`

Property Details

APN / Parcel Number

Primary APN	`33-2S-22-0018-0002-0010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	1,370 sqft
1st Floor Area	1,228 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,374 sqft (0.33 acres)
Garage Type	Attached
Garage Area	345 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	16 sqft
Patio Area	120 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	286 LLOYD ST
City	MACCLENNY
State	FL
Zip	32063-8610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 1 BLK 2 MILTONS ADDN PB 2 P 3 DESC IN OR 2024-3165 POM 141C
Legal Range	22E
Legal Township	2S
Legal Section	33
Legal Subdivision	MILTONS ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	2
Census Block	2024
Census Tract	40101

Owner

Source: Baker County records · APN 33-2S-22-0018-0002-0010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	286 LLOYD ST, MACCLENNY, FL 32063-8610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2026	Deed of Trust, Mortgage · Conventional Mortgage BEAZER MORTGAGE CORPORATION
Jan 28, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2024 · Amount on Record
Deed Sale	May 30, 2024 · Amount on Record
Prior Sale	Feb 14, 2014 · Amount on Record
Deed Document Number	20243165
Prior Transfer Date	Jun 09, 2000
Prior Transfer Doc	4662000001
Record Updated	Jun 08, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Recording Date	Apr 01, 2026
Property Address	286 LLOYD ST, MACCLENNY, FL 32063-8610
Document Number	0000002020
Instrument Date	Mar 26, 2026
Instrument	20262020
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 LLOYD ST, MACCLENNY, FL 32063-8610

Mortgage

Document Number	0000002020,
Date	Apr 01, 2026
Instrument	20262020

Lender

Name	BEAZER MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	286 LLOYD ST, MACCLENNY, FL 32063-8610
Transaction Type	Mortgage
Record Updated	Feb 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 LLOYD ST, MACCLENNY, FL 32063-8610

Mortgage

Document Number	0000000591
Date	Jan 28, 2021
Instrument	202100000591

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	MACCLENNY, FL 32063

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baker County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Municipality	Macclenny City
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,565.00 (+83.21%) Homeowner's exemption	$191,511 (+55.16%) Land $26,400 Building $165,111	$191,511 (+3.22%) Land $26,400 Building $165,111
2024	$1,400.00 (+3.63%) Homeowner's exemption	$123,431 (+3%)	$185,534 (+3.65%) Land $26,053 Building $159,481
2023	$1,351.00 (+3.92%) Homeowner's exemption	$119,836 (+3%)	$179,002 (+6.61%) Land $23,100 Building $155,902
2022	$1,300.00 Homeowner's exemption	$116,346	$167,903 Land $23,100 Building $144,803

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baker County (12003C), updated July 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120030401012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	31 (1984–2024)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Aug 2024, river or lake flooding, Hurricane Debby
Claims By Storm	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 5 claims Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Townes Telecommunications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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