286 Kusek Cir, Harrah, OK 73045 Property Records

Oklahoma County property record for 286 Kusek Cir, Harrah, OK 73045

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,599 sqft · built 2015
Lot Size	0.544 acres (23,697 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Sep 2022)
Tax Bill	$3,409 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-688-1330`

Property Details

APN / Parcel Number

Primary APN	`20-688-1330`
Alternative APNs	`1005-20-688-1330` `R206881330`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,599 sqft Living Area
1st Floor Area	1,599 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,697 sqft (0.544 acres)
Lot Dimensions	185 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	867 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	622 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R206881330
Street Address	286 KUSEK CIR
City	HARRAH
State	OK
Zip	73045-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALL CREEK ESTATES BLK 004 LOT 015
Legal Range	01E
Legal Township	11N
Legal Section	02
Legal Quarter	NE
Legal Subdivision	FALL CREEK ESTATES
Legal Block	4
Legal Lot Number	15
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	1
Census Block	1037
Census Tract	108708

Owner

Source: Oklahoma County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	286 KUSEK CIR, HARRAH, OK 73045-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Sep 28, 2022	Warranty Deed, Transfer CHICAGO TITLE OKLAHOMA CO
Mar 11, 2020	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Aug 1, 2016 · Amount on Record
Deed Document Number	2022092801146458
Deed Book / Page	15281 / 1518
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	286 KUSEK CIR, HARRAH, OK 73045-9753
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	AMERICAN EAGLE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 KUSEK CIR, HARRAH, OK 73045-9753

Mortgage

Document Number	0001067044
Date	Apr 29, 2022
Book Page	15140/968
Instrument	2022042901067044

Lender

Name	BANCFIRST
Type	Bank
Address	HARRAH, OK 73045

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2032

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 28, 2022
Property Address	286 KUSEK CIR, HARRAH, OK 73045-9753
Document Number	0001146458
Book / Page	15281 / 1518
Instrument Date	Sep 23, 2022
Instrument	2022092801146458
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	286 KUSEK CIR, HARRAH, OK 73045-9753
Investor	Possibly a Property Investor

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Mar 11, 2020
Property Address	286 KUSEK CIR, HARRAH, OK 73045-9753
Document Number	0142850429
Book / Page	014285 / 000429
Instrument Date	Feb 28, 2020
Instrument	10348970
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 INDIANA RD HARRAH OK 730456611, HARRAH, OK 73045-6611

Mortgage

Document Number	142850431
Date	Mar 11, 2020
Book Page	014285/000431
Instrument	10348980

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Harrah City
Unified School District	Harrah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,409.00 (+18.37%) Homeowner's exemption	$31,822 (+8.15%) Land $5,457 Building $26,365	$290,000 (+8.41%) Land $49,728 Building $240,272
2023	$2,880.00	$29,425 Land $5,470 Building $23,955	$267,500 Land $49,728 Building $217,772

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2013–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 76% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Airosurf Communications Fixed Wireless	250 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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