York County property record for 286 Kernel Ln, Etters, PA 17319
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,020 sqft · built 1977 |
| Lot Size | 0.476 acres (20,735 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $336,000 (Dec 2024) |
| Tax Bill | $2,925 (2026) |
| Deeds & Mortgages | Apr 2023 Second Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-000-16-0006.00-00000 |
| Primary APN | 27-000-16-0006.00-00000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 20,735 sqft (0.476 acres) |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 286 KERNEL LN |
|---|---|
| City | ETTERS |
| State | PA |
| Zip | 17319-9786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 6 SEC C |
| Legal Subdivision | REDLAND VILLAGE |
| Jurisdiction | YORK PA |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20220 |
Source: York County assessment roll, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 KERNEL LN, ETTERS, PA 17319-9786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| May 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Jan 25, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2024 · Amount on Record |
| Deed Sale | Dec 20, 2024 · Amount on Record |
| Prior Sale | Jan 25, 2017 · Amount on Record |
| Deed Document Number | 202450487 |
| Deed Book / Page | 2859 / 5294 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 286 KERNEL LN, ETTERS, PA 17319-9786 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000014605 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 2777/722 |
| Instrument | 2023014605 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | FOXBURG, PA 16036 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 19, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 286 KERNEL LN, ETTERS, PA 17319-9786 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019747 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 2571/3919 |
| Instrument | 2020019747 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2045 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Jan 25, 2017 |
| Property Address | 286 KERNEL LN, ETTERS, PA 17319-9786 |
| Document Number | 0000003907 |
| Book / Page | 2406 / 1213 |
| Instrument Date | Jan 24, 2017 |
| Instrument | 2017003907 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 286 KERNEL LN, ETTERS, PA 17319-9786 |
| Document Number | 0000003908 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 2017003908 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: York County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | York County |
| County Subdivision | Fairview Township |
| Unified School District | West Shore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,925.00 (+10.75%) | $106,550 (-) Land $31,110 Building $75,440 | |
| 2024 | $2,641.00 | $106,550 Land $31,110 Building $75,440 | |
| 2006 | $106,550 Land $31,110 Building $75,440 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Pencor Services Cable · Fiber in parts of the area | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| CTI Networks Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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