286 Kemp St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 286 Kemp St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,029 sqft · built 1994
Lot Size	8.24 acres (358,934 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Apr 1996)
Tax Bill	$11,377 (2026)
Deeds & Mortgages	May 2021 Refinance May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0004 B:0010 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0004 B:0010 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,029 sqft Living Area
Gross Area	6,987 sqft
1st Floor Area	1,369 sqft
Basement Area	1,369 sqft
Unfinished Basement	821 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	358,934 sqft (8.24 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	286 KEMP ST
City	DUNSTABLE
State	MA
Zip	01827-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	1
Census Block	1035
Census Tract	328100

Owner

Source: Middlesex County and Dunstable Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	286 KEMP ST, DUNSTABLE, MA 01827-2100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SIERRA PACIFIC MORTGAGE CO INC
May 5, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 1996 · Amount on Record
Deed Sale	Apr 18, 1996 · Amount on Record
Prior Sale	Apr 20, 1994 · Amount on Record
Last Transfer Date	Apr 30, 2021
Transfer Doc	35710-286
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	286 KEMP ST, DUNSTABLE, MA 01827-2100
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00035711-1
Date	May 5, 2021
Book Page	35711/1
Instrument	26744

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	May 5, 2021
Property Address	286 KEMP ST, DUNSTABLE, MA 01827-2100
Document Number	35710-286
Book / Page	35710 / 286
Instrument Date	Apr 30, 2021
Instrument	26743
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 KEMP ST, DUNSTABLE, MA 01827-2100

Tax Assessment & Valuation

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,377.00 (-2.62%)	$849,700 (-) Land $270,600 Building $576,400	$841,700 (-)
2025	$11,683.00 (+3.06%)	$849,700 (+4.64%) Land $270,600 Building $579,100	$841,700 (+3.13%)
2024	$11,336.00 (+3.89%)	$812,000 (+11.4%) Land $252,900 Building $559,100	$816,145
2023	$10,912.00	$728,900 Land $252,900 Building $476,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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