286 Kates Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 286 Kates Dr, Murphy, NC 28906 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2021
Square Footage	1,732 sqft Heated Area
Lot Size	87,556 sqft (2.01 acres)
Last Sale	$680,000 (2026)
Tax Bill	$1,033.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`452300339816000`
Alternative APN	`52241`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,732 sqft Heated Area
Gross Area	3,664 sqft Gross Area
1st Floor	1,460 sqft 1st Floor
Basement Area	1,492 sqft Basement
Finished Basement	1,492 sqft Finished
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Shingle Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Metal Roof
Lot Area	87,556 sqft (2.01 acres)
Depth X Width	437 ft x 30 ft Depth x Width
Porch Area	440 sqft Porch
Topography	Mountain Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	52241
Street Address	286 KATES DR
City	MURPHY
State	NC
Zip	28906
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 21 MOUNTAIN OAK RESERVE 1428/811
Legal Subdivision	MOUNTAIN OAK RESERVE SUBDIVISION
Legal Lot Number	21
Jurisdiction	CHEROKEE NC
Minor Civil Division	SHOAL CREEK
Census Blockgroup	2
Census Block	2009
Census Tract	930606

Owner

Source: Cherokee County records · APN 452300339816000

Assessment roll updated October 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16205 REDINGTON DR, REDINGTON BEACH, FL 33708-1632
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Building or Construction Mortgage TD BANK NA
Mar 18, 2026	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jul 09, 2020	Warranty Deed, Transfer · Seller Take-Back KENNETH R KOCH ETAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Jul 09, 2020 · Amount on Record
Deed Doc Number	20261293
Deed Book / Page	1797 / 888
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	286 KATES DR, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01674/1304
Date	Mar 12, 2021
Book Page	1674/1304
Instrument	1666

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 18, 2026
Property Address	286 KATES DR, MURPHY, NC 28906
Document Number	001797/888
Book / Page	1797 / 888
Map Reference	CAB G SL 360
Instrument Date	Feb 12, 2026
Instrument	1293
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 TEA ROSE LN, MURPHY, NC 28906-7420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16205 REDINGTON DR, REDINGTON BEACH, FL 33708-1632

Mortgage

Document Number	0001797891
Date	Mar 18, 2026
Instrument	1797/891

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Apr 01, 2031
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	10.3%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 09, 2020
Property Address	286 KATES DR, MURPHY, NC 28906
Document Number	001648/942
Book / Page	1648 / 942
Map Reference	CAB G SL 360
Instrument Date	Jun 30, 2020
Instrument	3431
Transaction Type	Transfer
Record Updated	Oct 06, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 MAEGANS DR, 46, MURPHY, NC 28906-9442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BELVOIR CT, RIDGE, NY 11961-1711

Mortgage

Document Number	0001648945
Date	Jul 09, 2020
Instrument	1648/945

Lender

Name	KENNETH R KOCH ETAL
Type	Seller

Agreement

Type	Seller Take-Back
Amount	Amount Recorded
Term	12 Months
Due	Jul 30, 2021

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00	$146,580 (+62.76%)	$146,580 (+62.76%) Land $20,000 Building $126,580
2023		$90,060	$90,060 Land $20,000 Building $70,060

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