286 Johns Rd, Palatka, FL 32177 Property Records

Putnam County property record for 286 Johns Rd, Palatka, FL 32177

Property Summary

Property Type	Mobile Home
Details	1,080 sqft · built 2008
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Last Sale	$99,900 (Feb 2020)
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-09-26-0000-002.0-001.0`

Property Details

APN / Parcel Number

Primary APN	`08-09-26-0000-002.0-001.0`
Alternative APN	`72732`

Interior

Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2008
Lot Area	87,556 sqft (2.01 acres)
Deck Area	160 sqft

Location & Zoning

Account Number	72732
Street Address	286 JOHNS RD
City	PALATKA
State	FL
Zip	32177-8762
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	E 265FT OF S1/2 OF NE1/4 OF, N
Legal Range	26E
Legal Township	09S
Legal Section	08
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	3
Census Block	3025
Census Tract	950100

Owner

286 Johns Rd, a mobile home, is owned and occupied by two individuals who bought it in February 2020.

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	286 JOHNS RD, PALATKA, FL 32177-8762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Feb 27, 2020	Warranty Deed, Transfer · FHA Mortgage CENTERSTATE BANK NA
Sep 20, 2019	Grant Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on File
Deed Sale	Feb 27, 2020 · Amount on File
Prior Sale	Sep 20, 2019 · Amount on File
Deed Document Number	202054003836
Deed Book / Page	1570 / 495
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Mar 9, 2023
Property Address	286 JOHNS RD, PALATKA, FL 32177-8762
Document Number	0017020725
Book / Page	1702 / 725
Instrument Date	Mar 7, 2023
Instrument	202354005182
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	GUARANTY TITLE CO OF PALATKA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	286 JOHNS RD, PALATKA, FL 32177-8762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 JOHNS RD, PALATKA, FL 32177-8762

Mortgage

Document Number	0017020728
Date	Mar 9, 2023
Book Page	1702/728
Instrument	202354005183

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Feb 27, 2020
Property Address	286 JOHNS RD, PALATKA, FL 32177-8762
Document Number	0015700495
Book / Page	1570 / 495
Instrument Date	Feb 24, 2020
Instrument	202054003836
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	GUARANTY TITLE CO OF PALATKA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 CYPRESS DR, 138, EAST PALATKA, FL 32131-4179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 JOHNS RD, PALATKA, FL 32177-8762

Mortgage

Document Number	15700498
Date	Feb 27, 2020
Instrument	1570/0498

Lender

Name	CENTERSTATE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 20, 2019
Property Address	286 JOHNS RD, PALATKA, FL 32177-8762
Document Number	0015541958
Book / Page	001554 / 001958
Instrument Date	Jul 29, 2019
Instrument	54016964
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$287.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 CYPRESS DR EAST PALATKA FL 321314179, EAST PALATKA, FL 32131-4179

Tax Assessment & Valuation

The 2025 property tax bill for 286 Johns Rd was $1,485 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,485.00 Homeowner's exemption	$109,760	$109,760 Land $17,090 Building $92,670
2023	$786.00 (+3.83%) Homeowner's exemption	$69,640 (+2.99%)	$119,200 (+23.55%) Land $22,110 Building $97,090
2022	$757.00 Homeowner's exemption	$67,620	$96,480 Land $16,080 Building $80,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Johns Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Johns Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Johns Rd

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