286 Jay St, San Benito, TX 78586 Property Records

Cameron County property record for 286 Jay St, San Benito, TX 78586

Property Summary

Property TypeSingle Family Home
Details1,185 sqft · built 2000
Lot Size0.133 acres (5,775 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Feb 2015)
Tax Bill$1,237 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Feb 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN578400-0020-011000

Property Details

APN / Parcel Number

Primary APN578400-0020-011000
Alternative APN
  • 101230

Interior

Stories1 Story
Building Area1,185 sqft Living Area
1st Floor Area1,185 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,775 sqft (0.133 acres)
Lot Dimensions110 ft deep x 53 ft wide
Garage TypeCarport
Garage Area210 sqft
CarportCarport
Carport Area210 sqft
DrivewayDriveway
Driveway Area340 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area117 sqft
Storage Building25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address286 JAY ST
CitySAN BENITO
StateTX
Zip78586-3045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-C
Legal DescriptionSAN BENITO- CON TIEMPO PLAZA-1 LOT 11 BLK 2
Legal SubdivisionCON TIEMPO PLAZA SUBDIVISION 1
Legal Block2
Legal Lot Number11
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group2
Census Block2012
Census Tract11601

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address286 JAY ST, SAN BENITO, TX 78586-3045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2024Deed of Trust, Mortgage · Conventional Mortgage
RALLY CU
Feb 16, 2024Warranty Deed, Transfer
CALSIERRA TITLE COMPANY, SIERRA TITLE CO
Nov 7, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2015 · Amount on Record
Deed SaleFeb 20, 2015 · Amount on Record
Deed Document Number20155543
Deed Book / Page20768 / 59
Last Transfer DateSep 26, 2017
Transfer Doc022999/295
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMERON TX
Property Address286 JAY ST, SAN BENITO, TX 78586-3045
Transaction TypeMortgage
Record UpdatedFeb 27, 2024
Title CompanyCALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 JAY ST, SAN BENITO, TX 78586-3045

Mortgage

Document Number0202405142
DateFeb 14, 2024
Instrument2024-05142
Lender
NameRALLY CU
TypeCredit Union
AddressCORPUS CHRISTI, TX 78414
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMERON TX
Recording DateFeb 16, 2024
Property Address286 JAY ST, SAN BENITO, TX 78586-3045
Document Number0202405552
Map ReferenceVOL 3 PG 16-18
Instrument DateFeb 16, 2024
Instrument2024-05552
Transaction TypeTransfer
Record UpdatedFeb 27, 2024
Title CompanyCALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1371 NORTHRIDGE DR, BROWNSVILLE, TX 78526-3823

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 JAY ST, SAN BENITO, TX 78586-3045

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAMERON TX
Recording DateNov 7, 2017
Property Address286 JAY ST, SAN BENITO, TX 78586-3045
Document Number022999/295
Book / Page22999 / 295
Map ReferenceVOL 3 PG 16-18
Instrument DateSep 26, 2017
Instrument2017-00042309
Transaction TypeTransfer
Record UpdatedFeb 27, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address286 JAY ST, SAN BENITO, TX 78586-3045

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 JAY ST, SAN BENITO, TX 78586-3045

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County
MunicipalitySan Benito City
Unified School DistrictSan Benito Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$103,378 (+1%)$157,355 (-1.95%) Land $32,051 Building $125,304
2025$1,237.00 (+9.28%) Homeowner's exemption$93,980 (-5.54%)$160,489 (+61.31%) Land $32,051 Building $128,438
2024$1,132.00 (+8.95%)
2023$99,491 Land $20,213 Building $79,278$99,491 Land $20,213 Building $79,278
2022$1,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims11 (2024–2025)
Claims Outside the SFHA3 of 11
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN BENITO
serves 24,250 people · EPA ID TX0310007
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: RGV Communications, Smartcom Telephone.

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