286 Huntley St, Spindale, NC 28160 Property Records

Rutherford County property record for 286 Huntley St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,280 sqft · built 1968
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,241 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1201486`

Property Details

APN / Parcel Number

Primary APN	`1201486`
Alternative APN	`17213`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,280 sqft Heated Area
Basement Area	1,140 sqft
Finished Basement	1,140 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	286 HUNTLEY ST
City	SPINDALE
State	NC
Zip	28160-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	GPIN:1529103773210000; 502 HUNTLEY ST
Legal Subdivision	ESTATE LANDS OF MRS T P ROBERTS
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2012
Census Tract	960600

Owner

286 Huntley St is owned and occupied by two individuals who acquired it in November 2018.

Source: Rutherford County records, as of August 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	286 HUNTLEY ST, SPINDALE, NC 28160-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Nov 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 5, 2017	Warranty Deed, Transfer ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 29, 2018
Transfer Doc	0020180066
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	286 HUNTLEY ST, SPINDALE, NC 28160-1126
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012630731
Date	Dec 5, 2017
Book Page	1263/731
Instrument	201700005188

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	286 HUNTLEY ST, SPINDALE, NC 28160-1126
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020524380
Date	Oct 22, 2021
Book Page	2052/4380

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Nov 29, 2018
Property Address	286 HUNTLEY ST, SPINDALE, NC 28160-1126
Document Number	0020180066
Book / Page	002018 / 000066
Instrument Date	Nov 29, 2018
Instrument	5059
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	286 HUNTLEY ST SPINDALE NC 281601126, SPINDALE, NC 28160-1126

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 5, 2017
Property Address	286 HUNTLEY ST, SPINDALE, NC 28160-1126
Document Number	0011630861
Book / Page	001163 / 000861
Instrument Date	Dec 5, 2017
Instrument	5187
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 FREEMAN ST RUTHERFORDTON NC 281393120, RUTHERFORDTON, NC 28139-3120

Mortgage

Document Number	12630731
Date	Dec 5, 2017
Book Page	001263/000731
Instrument	5188

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 286 Huntley St was $3,241.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,241.00	$271,100 Land $18,000 Building $253,100	$271,100 Land $18,000 Building $253,100
2023		$271,100 Land $18,000 Building $253,100	$271,100 Land $18,000 Building $253,100
2022	$2,252.00
2021	$2,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Huntley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Huntley St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pangaea Internet.

Nearby Properties on Huntley St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures