Essex County and Lawrence City property record for 286 Howard St, Lawrence, MA 01841 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,032 sqft · built 1900 |
| Lot Size | 0.62 acres (27,025 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,828 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 69 0000 0046 A |
| Primary APN | 69 0000 0046 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 3,608 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,025 sqft (0.62 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 69 0000 0046 A |
|---|---|
| Street Address | 286 HOWARD ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01841-2937 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Lot Number | 46 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 250800 |
Source: Essex County and Lawrence City records · APN 69 0000 0046 A
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 43 HERITAGE DR, TEWKSBURY, MA 01876-2781 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 06, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BAY CREDIT UNION |
| Oct 01, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 286 HOWARD ST, LAWRENCE, MA 01841-2937 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17170-201 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | 17170/201 |
| Instrument | 33354 |
| Name | LIBERTY BAY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Oct 01, 2021 |
| Property Address | 286 HOWARD ST, LAWRENCE, MA 01841-2937 |
| Document Number | 17163-173 |
| Book / Page | 17163 / 173 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 32896 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 HERITAGE DR, TEWKSBURY, MA 01876-2781 |
Source: Essex County and Lawrence City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,828.00 (+2.72%) | $548,600 (+7.97%) Land $164,300 Building $384,300 |
| 2024 | $4,700.00 (+5.88%) | $508,100 (+16.3%) Land $156,400 Building $351,700 |
| 2023 | $4,439.00 | $436,900 Land $135,600 Building $301,300 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fiber | 980 / 880 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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