Rutherford County property record for 286 Howard Cole Rd, Rutherfordton, NC 28139
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,430 sqft · built 1938 |
| Lot Size | 27.2 acres (1,184,832 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $971 (2025) |
| Deeds & Mortgages | Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1653788 |
| Primary APN | 1653788 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,430 sqft Heated Area |
| Basement Area | 361 sqft |
| Unfinished Basement | 361 sqft |
| Flooring | Wood |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,184,832 sqft (27.2 acres) |
| Garage Type | Carport |
| Garage Area | 625 sqft |
| Carport | Carport |
| Carport Area | 625 sqft |
| Porch | Slab |
| Porch Area | 132 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 286 HOWARD COLE RD |
|---|---|
| City | RUTHERFORDTON |
| State | NC |
| Zip | 28139-8773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | SULPHUR SPRINGS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 961200 |
286 Howard Cole Rd is owner-occupied and held in a trust since February 2022.
Source: Rutherford County records, as of March 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 286 HOWARD COLE RD, RUTHERFORDTON, NC 28139-8773 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 22, 2022 |
| Transfer Doc | 0020572594 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Feb 24, 2022 |
| Property Address | 286 HOWARD COLE RD, RUTHERFORDTON, NC 28139-8773 |
| Document Number | 0020572594 |
| Book / Page | 2057 / 2594 |
| Map Reference | MB 103 PG 215 |
| Instrument Date | Feb 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 HOWARD COLE RD, RUTHERFORDTON, NC 28139-8773 |
The 2025 property tax bill for 286 Howard Cole Rd was $971.
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $971.00 | $138,000 Land $83,400 Building $54,600 | $138,000 Land $83,400 Building $54,600 |
| 2023 | $138,000 Land $83,400 Building $54,600 | $138,000 Land $83,400 Building $54,600 | |
| 2022 | $61.00 (-90.1%) | ||
| 2021 | $616.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 286 Howard Cole Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 286 Howard Cole Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: Verizon, Vyve Broadband.
5G and 4G LTE (outdoors only)
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