286 Horner Dr, Selmer, TN 38375 Property Records

McNairy County property record for 286 Horner Dr, Selmer, TN 38375

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,027 sqft · built 1999
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$1,352 (2022)
Deeds & MortgagesOct 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN055090I A 01322

Property Details

APN / Parcel Number

Primary APN055090I A 01322
Alternative APN
  • 090I A 01322

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,027 sqft Living Area
1st Floor Area1,616 sqft
Upper Floors Area1,370 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
TerrainRolling
Garage TypeFinished
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area458 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address286 HORNER DR
CitySELMER
StateTN
Zip38375-1803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 5
JurisdictionMCNAIRY TN
Township / Civil Division3
Census Block Group2
Census Block2024
Census Tract930502

Owner

286 Horner Dr is owned and occupied by two individuals who acquired it in February 2012.

Source: McNairy County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing Address286 HORNER DR, SELMER, TN 38375-1803
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2012
Deed SaleFeb 2, 2012
Deed Document Number80615
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCNAIRY TN
Property Address286 HORNER DR, SELMER, TN 38375-1803
Transaction TypeMortgage
Record UpdatedFeb 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 HOMER DR, SELMER, TN 38375

Mortgage

Document Number0000212369
DateOct 5, 2023
Book Page21/2369
Instrument133048
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 15, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMcNairy County
MunicipalitySelmer Town
Unified School DistrictMcNairy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$61,450 Land $4,250 Building $57,200
2023$61,450 Land $4,250 Building $57,200
2022$1,352.00$245,800 Land $17,000 Building $228,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Horner Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Horner Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 57% of Tennessee
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSELMER WATER SYSTEM
serves 20,648 people · EPA ID TN0000615
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Horner Dr

Nearby Streets

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