South Kingstown Town property record for 286 Holly Rd, Wakefield, RI 02879
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 520 sqft · built 1959 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Mar 2024) |
| Tax Bill | $4,004 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-50-0594-84 |
| Primary APN | R-50-0594-84 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 520 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 520 sqft |
| Basement Area | 520 sqft |
| Unfinished Basement | 520 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | R-60-6005-34 |
|---|---|
| Street Address | 286 HOLLY RD |
| City | WAKEFIELD |
| State | RI |
| Zip | 02879-4911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Lot Number | 279 |
| Jurisdiction | SOUTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 51302 |
Source: South Kingstown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 286 HOLLY RD, WAKEFIELD, RI 02879-4911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 28, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 6, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Dec 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2024 · Amount on Record |
| Deed Sale | Mar 6, 2024 · Amount on Record |
| Prior Sale | Sep 7, 2016 · Amount on Record |
| Deed Document Number | 202432320 |
| Deed Book / Page | 1875 / 724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Jul 30, 2026 |
| Property Address | 286 HOLLY RD, WAKEFIELD, RI 02879-4911 |
| Document Number | 0000045101 |
| Book / Page | 1939 / 242 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 202645101 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 286 HOLLY RD, WAKEFIELD, RI 02879-4911 |
| Document Number | 0000045101, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 1939/242 |
| Instrument | 202645101 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 286 HOLLY RD, SOUTH KINGSTOWN, RI 02879-4911 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001917-281 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 1917/281 |
| Instrument | 10851 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Mar 6, 2024 |
| Property Address | 286 HOLLY RD, SOUTH KINGSTOWN, RI 02879-4911 |
| Document Number | 001875-724 |
| Book / Page | 1875 / 724 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 32320 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000032321 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 32321 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 286 HOLLY RD, SOUTH KINGSTOWN, RI 02879-4911 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1728-102 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 1728/102 |
| Instrument | 3240 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 1, 2044 |
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,004.00 (-9.6%) | $447,900 (+11.75%) Land $300,600 Building $147,300 | $459,644 |
| 2023 | $4,429.00 (+0.91%) | $400,800 (-) Land $231,300 Building $169,500 | |
| 2022 | $4,389.00 | $400,800 Land $231,300 Building $169,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 170 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 170 in force |
| Nearby Flood Claims | 31 (1978–2024) |
| Claims Outside the SFHA | 2 of 31 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH KINGSTOWN-SOUTH SHORE serves 6,170 people · EPA ID RI1615623 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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