286 Henderson St, Crestview, FL 32539 Property Records

Okaloosa County property record for 286 Henderson St, Crestview, FL 32539

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,388 sqft · built 1994
Lot Size	0.413 acres (17,993 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,573 (2025)
Deeds & Mortgages	Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-3078-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-3078-2`
Alternative APNs	`16-3N-23-2690-0005-005A` `23N31626900005005A`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Units	3 Units
Stories	1 Story
Building Area	2,388 sqft Living Area
Gross Area	2,724 sqft
1st Floor Area	2,388 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	17,993 sqft (0.413 acres)
Lot Width	176 ft Width
Porch	Finished/Open Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	286 HENDERSON ST
City	CRESTVIEW
State	FL
Zip	32539-4614
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WINGARD ADD LOT 5 EX N 300 FT EX 200 FT N & S BY 50 FT E & W IN SW COR BLK 5
Legal Range	23W
Legal Township	03N
Legal Section	16
Legal Subdivision	WINGARD ADD
Legal Block	5
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1043
Census Tract	20701

Owner

Source: Okaloosa County records · APN C56-000-595-3078-2

Assessment roll updated December 31, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1062 LAKE WAY DR, NICEVILLE, FL 32578-1776
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 26, 2026
Transfer Doc	0003808172
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 02, 2026
Property Address	286 HENDERSON ST, CRESTVIEW, FL 32539-4614
Document Number	0003808172
Instrument Date	Mar 26, 2026
Instrument	20263808172
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1062 LAKE WAY DR, NICEVILLE, FL 32578-1776

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,573.00 (+23.21%)	$245,526 (+34.2%) Land $26,322 Building $219,204	$245,526 (+34.2%) Land $26,322 Building $219,204
2023	$2,900.00 (+8.78%)	$182,955 (+8.57%) Land $22,342 Building $160,613	$182,955 (+8.57%) Land $22,342 Building $160,613
2022	$2,666.00	$168,518 Land $21,279 Building $147,239	$168,518 Land $21,279 Building $147,239

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 133 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Also Mapped Here	CRESTVIEW, CITY OF WATER DEPT.
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.