286 Hemlock St, Benham, KY 40807 Property Records

Harlan County property record for 286 Hemlock St, Benham, KY 40807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,760 sqft · built 1910
Lot Size	0.439 acres (19,166 sqft)
Owner	2 Individual Names on File
Tax Bill	$377 (2025)
Flood Zone	Zone X (minimal risk)
APN	`214-20-13-009.00`

Property Details

APN / Parcel Number

Primary APN	`214-20-13-009.00`
Alternative APN	`13795`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,760 sqft Living Area

Exterior

Year Built	Built 1910
Exterior Material	Stone
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.439 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	13795
Street Address	286 HEMLOCK ST
City	BENHAM
State	KY
Zip	40807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	HARLAN KY
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2037
Census Tract	970100

Owner

Source: Harlan County records · APN 214-20-13-009.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 434, BENHAM, KY 40807-0434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000268177
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Harlan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Benham City
County	Harlan County
Unified School District	Harlan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$377.00 (-12.12%) Disabled Person's exemption	$69,600 (-) Land $8,000 Building $61,600	$69,600 (-) Land $8,000 Building $61,600
2023	$429.00 Disabled Person's exemption	$69,600 Land $8,000 Building $61,600	$69,600 Land $8,000 Building $61,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 17, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · rainfall accumulation

Wildfire

Wildfire Risk	High above 71% of the US · above 83% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Access Cable Television Fiber · Cable	2,000 / 2,000

May also be available: Uniti Group.

Based on FCC filings for 143 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BENHAM WATER PLANT serves 855 people
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2016
Treatment and Procedure	No certified operator currently in violation since Mar 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.