Santa Cruz County property record for 286 Hames Rd, Watsonville, CA 95076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,723 sqft · built 1963 |
| Lot Size | 0.714 acres (31,102 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Aug 2019) |
| Tax Bill | $9,757 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-461-09 |
| Primary APN | 107-461-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,723 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 31,102 sqft (0.714 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport |
| Garage Area | 520 sqft Garage |
| Carport | Carport |
| Carport Area | 520 sqft Carport |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 286 HAMES RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-0206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CORRALITOS RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 122402 |
Source: Santa Cruz County records · APN 107-461-09
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC |
| Aug 15, 2019 | Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2019 · Amount on Record |
| Deed Sale | Aug 15, 2019 · Amount on Record |
| Deed Document Number | 201923552 |
| Prior Transfer Date | Jun 20, 2000 |
| Prior Transfer Doc | 0000030889 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 286 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 286 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Document Number | 0000045146 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020-0045146 |
| Name | PREMIER MORTGAGE RESOURCES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PORTLAND, OR 97209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 15, 2019 |
| Property Address | 286 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Document Number | 0000023552 |
| Instrument Date | Aug 09, 2019 |
| Instrument | 2019-0023552 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 286 HAMES RD, WATSONVILLE, CA 95076-0206 |
| Document Number | 0000023553 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 2019-0023553 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $797,596 (+2%) Land $518,437 Building $279,159 | ||
| 2025 | $9,757.00 (+9.58%) Homeowner's exemption | $781,956 (+4.04%) Land $508,272 Building $273,684 | |
| 2023 | $8,904.00 (+1.99%) Homeowner's exemption | $751,593 Land $488,536 Building $263,057 | $722,340 |
| 2022 | $8,730.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 37% of California |
|---|---|
| Wildfire Likelihood | About 1 in 671 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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