286 Georgetown Dr, Watertown, CT 06795 Property Records

Watertown Town property record for 286 Georgetown Dr, Watertown, CT 06795

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,084 sqft · built 1999
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$554,000 (Jan 2024)
Tax Bill	$9,240 (2025)
Deeds & Mortgages	Jan 2024 Sale Nov 2020 Sale & Mortgage
APN	`WATE M:165A B:258A L:14`

Property Details

APN / Parcel Number

Primary APN	`WATE M:165A B:258A L:14`
Alternative APNs	`WTWN M:165A B:258A L:14` `5390`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,084 sqft Living Area
Gross Area	3,946 sqft
1st Floor Area	866 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	5390
Street Address	286 GEORGETOWN DR
City	WATERTOWN
State	CT
Zip	06795-3344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Block	258A
Legal Lot Number	14
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1018
Census Tract	360400

Owner

286 Georgetown Dr is owned and occupied by two individuals who bought it in January 2024.

Source: Watertown Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	286 GEORGETOWN DR, WATERTOWN, CT 06795-3344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer
Nov 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage ION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Prior Sale	Nov 2, 2020 · Amount on File
Deed Document Number	2024136115
Deed Book / Page	2310 / 213
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Jan 5, 2024
Property Address	286 GEORGETOWN DR, WATERTOWN, CT 06795-3344
Document Number	002310-213
Book / Page	2310 / 213
Instrument Date	Jan 3, 2024
Instrument	136115
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	130 EUCLID AVE, WATERBURY, CT 06710-1612

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Nov 2, 2020
Property Address	286 GEORGETOWN DR, WATERTOWN, CT 06795-3344
Document Number	2158-337
Book / Page	2158 / 337
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2158340
Date	Nov 2, 2020
Instrument	2158/340

Lender

Name	ION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 286 Georgetown Dr was $9,240.

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,240.00	$307,580 Land $58,380 Building $249,200	$215,306 Land $40,866 Building $174,440
2024	$9,240.00 (+10.78%)
2023	$8,341.00 (+5.49%)	$226,300 (-) Land $58,700 Building $167,600
2022	$7,907.00	$226,300 Land $58,700 Building $167,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 286 Georgetown Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Georgetown Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATER & SEWER AUTHORITY serves 9,972 people · EPA ID CT1530021
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GoNetspeed, Optimum, Verizon.

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