Grand County property record for 286 Garnet Ln, Granby, CO 80446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,438 sqft · built 1979 |
| Lot Size | 0.42 acres (18,296 sqft) |
| Owner | Individual Name on File |
| Last Sale | $878,000 (Sep 2024) |
| Tax Bill | $2,274 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R087750 |
| Primary APN | R087750 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 2,438 sqft |
| Gross Area | 3,854 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 988 sqft |
| Year Built | Built 1979 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,296 sqft (0.42 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | R087750 |
|---|---|
| Street Address | 286 GARNET LN |
| City | GRANBY |
| State | CO |
| Zip | 80446-5213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 23 |
| Legal Description | SUBD: FIRST VALLEY ADDITION TO GRANBY LOT: 16 BLOCK: 2 |
| Legal Subdivision | FIRST VALLEY ADDITION TO GRANBY |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | GRAND CO |
| Township / Civil Division | GRANBY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 207 |
286 Garnet Ln is owned by an individual who bought it in September 2024.
Source: Grand County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3544 LONG CREEK DR, FORT COLLINS, CO 80528-7040 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Apr 27, 2018 | Warranty Deed, Transfer TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Jan 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on File |
| Deed Sale | Sep 6, 2024 · Amount on File |
| Prior Sale | Apr 27, 2018 · Amount on File |
| Deed Document Number | 2024005692 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND CO |
| Property Address | 286 GARNET LN, GRANBY, CO 80446 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2022 |
| Title Company | FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 2022002897 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 2022002897 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAND CO |
| Recording Date | Apr 27, 2018 |
| Property Address | 286 GARNET LN, GRANBY, CO 80446 |
| Document Number | 2018003062 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 2018003062 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Amount | Amount on Record |
|---|---|
| Tax | $31.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 332, GRANBY, CO 80446-0332 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2228 S AUSTIN CIR, PALMER, AK 99645-9010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND CO |
| Property Address | 286 GARNET LN, GRANBY, CO 80446 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2018000358 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 2018000358 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 286 Garnet Ln was $2,274.
Source: Grand County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Grand County |
| Municipality | Granby Town |
| Unified School District | East Grand School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,274.00 | $36,440 Land $4,060 Building $32,380 | $583,130 Land $65,000 Building $518,130 |
| 2023 | $2,411.00 (+37.3%) | $39,460 (+45.93%) Land $4,290 Building $35,170 | $588,950 (+51.37%) Land $64,020 Building $524,930 |
| 2022 | $1,756.00 | $27,040 Land $2,780 Building $24,260 | $389,090 Land $40,000 Building $349,090 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 286 Garnet Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 Garnet Ln is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 71% of Colorado |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRANBY TOWN OF NORTH SERVICE AREA serves 2,025 people · EPA ID CO0125321 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ElektraFi Fixed Wireless | 400 / 60 |
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