286 Franklin St, Brevard, NC 28712 Property Records

Transylvania County property record for 286 Franklin St, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,713 sqft · built 1949
Lot Size	0.26 acres (11,170 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Mar 2021)
Tax Bill	$1,831 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8586-71-7030-000`

Property Details

APN / Parcel Number

Primary APN	`8586-71-7030-000`
Alternative APN	`70528140`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,713 sqft Heated Area
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,170 sqft (0.26 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	70528140
Street Address	286 FRANKLIN ST
City	BREVARD
State	NC
Zip	28712-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FRANKLIN STREET
Legal Subdivision	FRANKLIN PARK IMPROVEMENT COMPANY
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	3
Census Block	3006
Census Tract	960301

Owner

286 Franklin St is owned and occupied by two individuals who bought it in March 2021.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	286 FRANKLIN ST, BREVARD, NC 28712-3409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on File
Deed Sale	Mar 1, 2021 · Amount on File
Prior Sale	Jul 29, 2009 · Amount on File
Deed Document Number	20211602
Deed Book / Page	968 / 624
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Mar 1, 2021
Property Address	286 FRANKLIN ST, BREVARD, NC 28712-3409
Document Number	0009680624
Book / Page	968 / 624
Map Reference	MB 2 PG 6
Instrument Date	Feb 26, 2021
Instrument	2021001602
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 W MAIN ST21, 159, BREVARD, NC 28712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 FRANKLIN ST, BREVARD, NC 28712-3409

Mortgage

Document Number	2021001603
Date	Mar 1, 2021
Instrument	2021001603

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 286 Franklin St was $1,831.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,831.00	$446,210 Land $100,000 Building $346,210	$446,210 Land $100,000 Building $346,210
2023	$1,299.00	$215,350 Land $60,000 Building $155,350	$215,350 Land $60,000 Building $155,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures