286 Forest Trce, Radcliff, KY 40160 Property Records

Hardin County property record for 286 Forest Trce, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,530 sqft · built 1970
Lot Size	4.25 acres (185,130 sqft)
Owner	2 Individual Names on File
Last Sale	$173,722 (Mar 2026)
Tax Bill	$1,473 (2025)
Deeds & Mortgages	Apr 2017 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`163-00-01-062`

Property Details

APN / Parcel Number

Primary APN	`163-00-01-062`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,530 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	185,130 sqft (4.25 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Patio Area	604 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	286 FOREST TRCE
City	RADCLIFF
State	KY
Zip	40160-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOWOOD EST LT 062 #1
Legal Subdivision	SHADOWOOD EST
Legal Block	1
Legal Lot Number	62
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2016
Census Tract	903

Owner

286 Forest Trce is owned by two individuals who bought it in March 2026.

Source: Hardin County records, as of April 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	258 FOREST TRCE, RADCLIFF, KY 40160-9447
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2017	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
May 28, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Apr 19, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Apr 19, 2017 · Amount on File
Deed Document Number	2026
Deed Book / Page	1598 / 1096
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	286 FOREST TRCE, RADCLIFF, KY 40160-9447
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002195/215
Date	Apr 19, 2017
Book Page	2195/215

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	286 FOREST TRCE, RADCLIFF, KY 40160-9447
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002314/375
Date	May 28, 2020
Book Page	2314/375

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Apr 19, 2017
Property Address	286 FOREST TRCE, RADCLIFF, KY 40160-9447
Document Number	01438/1305
Book / Page	1438 / 1305
Map Reference	PL CAB 1 SH 4127
Instrument Date	Apr 13, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 GRANADA AVE, 1110, SALINAS, CA 93906-3710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 FOREST TRCE, RADCLIFF, KY 40160-9447

Tax Assessment & Valuation

The 2025 property tax bill for 286 Forest Trce was $1,473.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,473.00	$150,600 Land $37,500 Building $113,100	$150,600 Land $37,500 Building $113,100
2023		$150,600 Land $37,500 Building $113,100	$150,600 Land $37,500 Building $113,100
2021	$1,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Forest Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Forest Trce is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forest Trce

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