286 Fleming Rd, Apt B, Charleston, SC 29412 Property Records

Charleston County property record for 286 Fleming Rd, Apt B, Charleston, SC 29412

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,126 sqft · built 1985
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jan 2006)
Tax Bill	$2,323 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`424-04-00-008`

Property Details

APN / Parcel Number

Primary APN	`424-04-00-008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Stories	2 Stories
Building Area	1,126 sqft Living Area
1st Floor Area	598 sqft
Upper Floors Area	528 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Terrain	High
Porch	Slab
Porch Area	76 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	286 FLEMING RD, B
City	CHARLESTON
State	SC
Zip	29412-2470
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBDIVISION NAME -CROSSCREEK DESCRIPTION -LOT 8A BLK A
Legal Subdivision	CROSSCREEK
Legal Block	A
Legal Lot Number	8A
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	1
Census Block	1050
Census Tract	1902

Owner

286 Fleming Rd, Apt B is owned by an individual who acquired it in December 2008.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1038, FOLLY BEACH, SC 29439-1038
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage UNITED MTG
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2006 · Amount on File
Deed Sale	Jan 23, 2006 · Amount on File
Prior Sale	Aug 5, 2005 · Amount on File
Deed Book / Page	570 / 800
Last Transfer Date	Dec 29, 2008
Transfer Doc	00300740
Record Updated	Oct 29, 2026

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 25, 2019
Property Address	286 FLEMING RD APT B, B, CHARLESTON, SC 29412-2470
Document Number	0824/0061
Book / Page	000824 / 000061
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1038 FOLLY BEACH SC 294391038, FOLLY BEACH, SC 29439-1038

Mortgage

Document Number	824/0062
Date	Sep 25, 2019
Book Page	000824/000062

Lender

Name	UNITED MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	286 FLEMING RD APT B, B, CHARLESTON, SC 29412-2470
Document Number	0824/0062
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 FLEMING RD #A CHARLESTON SC 294122470, A, CHARLESTON, SC 29412-2470

Mortgage

Document Number	0824/0062
Date	Sep 25, 2019
Book Page	000824/000062

Lender

Name	UNITED MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 286 Fleming Rd, Apt B was $2,323, up 15.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,323.00 (+15.74%)	$125,637 (+1,818.12%) Land $30,326 Building $95,311	$287,100 Land $75,000 Building $212,100
2024	$2,007.00	$6,550
2022	$1,828.00	$6,550	$145,000 Land $35,000 Building $110,000
2020			$145,000 Land $35,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 286 Fleming Rd, Apt B in Zone X, an area of moderate flood risk, though there have been 192 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 335 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	335 in force
Nearby Flood Claims	192 (1979–2024)
Claims Outside the SFHA	11 of 192
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 12 claims Severe Storms And Flooding, Oct 2015 · 10 claims Hurricane Hugo, Sep 1989 · 117 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Fleming Rd, Apt B is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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