286 Flaggy Meadow Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 286 Flaggy Meadow Rd, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,850 sqft · built 1991
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$6,413 (2025)
Deeds & Mortgages	Sep 2023 Refinance Feb 2022 Refinance + 3 more
Flood Zone	Zone A (high risk)
APN	`GRHM M:036 B:040 L:002`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:036 B:040 L:002`
Alternative APN	`841`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,850 sqft Living Area
Gross Area	4,167 sqft
1st Floor Area	939 sqft
Basement Area	939 sqft
Unfinished Basement	939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	841
Street Address	286 FLAGGY MEADOW RD
City	GORHAM
State	ME
Zip	04038-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	40
Legal Lot Number	2
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	4
Census Block	4022
Census Tract	4002

Owner

286 Flaggy Meadow Rd is owned and occupied by an individual.

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	286 FLAGGY MEADOW RD, GORHAM, ME 04038-2025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Feb 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Mar 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 3, 2018	Deed of Trust, Mortgage DISCOVER BANK
Oct 12, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	286 FLAGGY MEADOW RD, GORHAM, ME 04038-2025
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0403700162
Date	Sep 20, 2023
Book Page	40370/162
Instrument	33472

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	286 FLAGGY MEADOW RD, GORHAM, ME 04038-2025
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0391740150
Date	Feb 14, 2022
Book Page	39174/150
Instrument	8647

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	286 FLAGGY MEADOW RD, GORHAM, ME 04038-2025
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378870299
Date	Mar 4, 2021
Book Page	37887/299
Instrument	15329

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	286 FLAGGY MEADOW RD, GORHAM, ME 04038-2025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0351910120
Date	Oct 3, 2018
Book Page	35191/0120
Instrument	000000050849

Lender

Name	DISCOVER BANK

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 19, 2033

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	286 FLAGGY MEADOW RD, GORHAM, ME 04038-2025
Document Number	0360920140
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 FLAGGY MEADOW RD GORHAM ME 040382025, GORHAM, ME 04038-2025

Mortgage

Document Number	0360920140
Date	Oct 21, 2019
Book Page	036092/000140
Instrument	53219

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 20, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 286 Flaggy Meadow Rd was $6,413, up 0.7% from the year before.

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,413.00 (+0.68%)	$433,300 (-) Land $117,500 Building $315,800
2024	$6,370.00	$433,300 Land $117,500 Building $315,800
2022	$5,567.00	$433,200 Land $117,500 Building $315,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 286 Flaggy Meadow Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Flaggy Meadow Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flaggy Meadow Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures