286 Encinitas Ave, San Diego, CA 92114 Property Records

San Diego County property record for 286 Encinitas Ave, San Diego, CA 92114

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,546 sqft · built 1974
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$547,000 (Dec 2019)
Tax Bill	$7,957 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`583-810-01-00`

Property Details

APN / Parcel Number

Primary APN	`583-810-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,546 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	286 ENCINITAS AVE
City	SAN DIEGO
State	CA
Zip	92114-7420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 1 TR 007527
Legal Subdivision	ROBINHOOD ESTATES
Legal Tract	007527
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1019
Census Tract	3107

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 ENCINITAS AVE, SAN DIEGO, CA 92114-7420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT INC
Dec 23, 2019	Grant Deed, Transfer · Conventional with PMI PRIME LNDG
Jul 2, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Jul 2, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	2019599891
Prior Transfer Date	Jun 26, 2019
Prior Transfer Doc	0000260749
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	286 ENCINITAS AVE, SAN DIEGO, CA 92114-7420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 ENCINITAS AVE, SAN DIEGO, CA 92114-7420

Mortgage

Document Number	0000056492
Date	Jan 25, 2021
Instrument	2021-0056492

Lender

Name	RATE RABBIT INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 23, 2019
Property Address	286 ENCINITAS AVE, SAN DIEGO, CA 92114-7420
Document Number	0000599891
Instrument Date	Dec 12, 2019
Instrument	599891
Transaction Type	Transfer
Record Updated	Jan 8, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$601.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 ENCINITAS AVE SAN DIEGO CA 921147420, SAN DIEGO, CA 92114-7420

Mortgage

Document Number	599892
Date	Dec 23, 2019
Instrument	599892

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 2, 2019
Property Address	286 ENCINITAS AVE, SAN DIEGO, CA 92114-7420
Document Number	0000260749
Instrument Date	Jun 21, 2019
Instrument	260749
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 ENCINITAS AVE SAN DIEGO CA 921147420, SAN DIEGO, CA 92114-7420

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 2, 2019
Property Address	286 ENCINITAS AVE, SAN DIEGO, CA 92114-7420
Document Number	0000260750
Instrument Date	Jun 21, 2019
Instrument	260750
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$447.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2831 LA MESA CA 919432831, LA MESA, CA 91943-2831

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$610,184 (+2%) Land $306,766 Building $303,418
2025	$7,957.00 (+13.8%) Homeowner's exemption	$598,220 (+4.04%) Land $300,751 Building $297,469
2023	$6,992.00 (+2.76%) Homeowner's exemption	$574,992 Land $289,073 Building $285,919
2022	$6,804.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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