286 Elm Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 286 Elm Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,952 sqft · built 1937
Lot Size	0.166 acres (7,248 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,680 (Dec 2025)
Tax Bill	$6,631 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23L-41-1024`

Property Details

APN / Parcel Number

Primary APN	`23L-41-1024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,952 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	868 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	7,248 sqft (0.166 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	272 sqft
Patio Area	320 sqft
Poultry House	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	286 ELM AVE
City	SAINT LOUIS
State	MO
Zip	63122-4718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	26R-1
Legal Description	DICKSON PLACE LOT 25
Legal Subdivision	DICKSON PLACE
Legal Block	5
Legal Lot Number	25
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	6
Census Block	6003
Census Tract	218800

Owner

Source: St. Louis County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 ELM AVE, SAINT LOUIS, MO 63122-4718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage ENTERPRISE BANK & TRUST CO
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 24, 2019	Deed of Trust, Mortgage NEW AMERICAN FNDG
Oct 26, 2018	Warranty Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	May 30, 2024 · Amount on Record
Deed Document Number	2025238
Prior Transfer Date	Dec 15, 2025
Prior Transfer Doc	0000000238
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Dec 22, 2025
Property Address	286 ELM AVE, SAINT LOUIS, MO 63122-4718
Document Number	2025122200238
Map Reference	MB 17 PG 66
Instrument Date	Dec 15, 2025
Instrument	2025122200238
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	FOUNDERS TITLE COMPANY, FOUNDERS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	286 ELM AVE, SAINT LOUIS, MO 63122-4718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 ELM AVE, SAINT LOUIS, MO 63122-4718

Mortgage

Document Number	2025122200239
Date	Dec 22, 2025
Instrument	2025122200239

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	286 ELM AVE, SAINT LOUIS, MO 63122-4718
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 ELM AVE, SAINT LOUIS, MO 63122-4718

Mortgage

Document Number	0242904234
Date	Aug 25, 2020
Book Page	24290/4234
Instrument	2020082502721

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Sep 1, 2033

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	286 ELM AVE, SAINT LOUIS, MO 63122-4718
Document Number	0235940332
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	286 ELM AVE ST LOUIS MO 631224718, ST LOUIS, MO 63122-4718

Mortgage

Document Number	0235940332
Date	Jul 2, 2019
Book Page	023594/000332
Instrument	1043

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 26, 2018
Property Address	286 ELM AVE, SAINT LOUIS, MO 63122-4718
Document Number	0232561040
Book / Page	023256 / 001040
Instrument Date	Oct 25, 2018
Instrument	230
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	TRUE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	286 ELM AVE ST LOUIS MO 631224718, ST LOUIS, MO 63122-4718

Mortgage

Document Number	232561043
Date	Oct 26, 2018
Book Page	023256/001043
Instrument	231

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 25, 2033

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Glendale City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,120 (-) Land $68,570 Building $38,550	$563,800 (-) Land $360,900 Building $202,900
2025	$6,631.00 (+4.57%)	$107,120 (+10.31%) Land $68,570 Building $38,550	$563,800 (+10.31%) Land $360,900 Building $202,900
2024	$6,341.00 (+1.5%)
2023	$6,247.00	$97,110 Land $45,710 Building $51,400	$511,100 Land $240,600 Building $270,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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