Kendall County property record for 286 E Washington St, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,778 sqft · built 1958 |
| Lot Size | 0.392 acres (17,081 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jun 2017) |
| Tax Bill | $7,210 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2017 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-203-010 |
| Primary APN | 03-20-203-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| Gross Area | 2,408 sqft |
| 1st Floor Area | 1,778 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 17,081 sqft (0.392 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 286 E WASHINGTON ST |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 45 LT 7 & ALL LT 8 MORSE SUB (EXC ROW TAKEN 12-13437) VILLAGE OF OSWEGO |
| Legal Subdivision | MORSE SUB |
| Legal Lot Number | 7,8 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 890107 |
Source: Kendall County records · APN 03-20-203-010
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 N WEST DR, OSWEGO, IL 60543-9437 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Jun 07, 2017 | Deed, Transfer · Line of Credit CHICAGO TITLE INSRUCE CO |
| Mar 02, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2017 · Amount on Record |
| Deed Sale | Jun 07, 2017 · Amount on Record |
| Prior Sale | Mar 13, 2006 · Amount on Record |
| Deed Document Number | 20178565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 286 E WASHINGTON ST, OSWEGO, IL 60543-9554 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000028610 |
|---|---|
| Date | Nov 03, 2021 |
| Instrument | 202100028610 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jun 07, 2017 |
| Property Address | 286 E WASHINGTON ST, OSWEGO, IL 60543-9554 |
| Document Number | 0000008565 |
| Instrument Date | May 23, 2017 |
| Instrument | 201700008565 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | CHICAGO TITLE INSRUCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 N WEST DR, OSWEGO, IL 60543-9437 |
| Document Number | , 201700008566 |
|---|---|
| Date | Jun 07, 2017 |
| Instrument | 201700008566 |
| Type | Bank |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Mar 02, 2017 |
| Property Address | 286 E WASHINGTON ST, OSWEGO, IL 60543-9554 |
| Document Number | 0000003493 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 3493 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 635 OSWEGO IL 605430635, OSWEGO, IL 60543-0635 |
Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,766 (+29.47%) Land $24,193 Building $72,573 | $290,298 (+29.47%) Land $72,579 Building $217,719 | |
| 2024 | $7,210.00 | ||
| 2022 | $74,740 Land $18,686 Building $56,054 | $224,220 Land $56,058 Building $168,162 |
Source: FEMA National Flood Hazard Layer, Kendall County (17093C), as of September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938901072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 245 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0930150, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OSWEGO serves 38,169 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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