286 E Main St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 286 E Main St, Somerville, NJ 08876 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail
Year Built	Built 1920
Square Footage	3,502 sqft Total Area
Lot Size	19,998 sqft (0.459 acres)
Last Sale	$589,000 (2025)
Tax Bill	$12,237.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18-00048-0000-00013`
Alternative APN	`180004800013`

Interior

Building Area	3,502 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	19,998 sqft (0.459 acres)
Depth X Width	200 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	286 E MAIN ST
City	SOMERVILLE
State	NJ
Zip	08876-3006
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Subdivision	J H LORDS BLDG
Legal Block	48
Legal Lot Number	13
Jurisdiction	SOMERSET NJ
Minor Civil Division	SOMERVILLE
Census Blockgroup	1
Census Block	1006
Census Tract	50400

Owner

Source: Somerset County and Somerville Borough records · APN 18-00048-0000-00013

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	125 TOWER BLVD, PISCATAWAY, NJ 08854-6674
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 06, 2025 · Amount on Record
Deed Sale	Jan 06, 2025 · Amount on Record
Prior Sale	Jul 05, 2019 · Amount on Record
Deed Doc Number	2025298
Deed Book / Page	7596 / 2990
Record Refreshed	Sep 20, 2026

July 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 05, 2019
Property Address	286 E MAIN ST, SOMERVILLE, NJ 08876-3006
Document Number	0000023565
Book / Page	1729 / 1058
Instrument Date	Jul 05, 2019
Instrument	2019023565
Transaction Type	Transfer
Record Updated	Nov 05, 2021
Title Company	OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,551.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 CHAMBERS CT, 1015, BRIDGEWATER, NJ 08807-1122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 E MAIN ST, SOMERVILLE, NJ 08876-2319

Mortgage

Document Number	0000023566
Date	Jul 05, 2019
Instrument	2019023566

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,000 (-) Land $176,000 Building $124,000	$300,000 (-) Land $176,000 Building $124,000
2025	$12,237.00 (+3.19%)	$300,000 (-) Land $176,000 Building $124,000	$300,000 (-) Land $176,000 Building $124,000
2024	$11,859.00 (+5.11%)
2023		$300,000 Land $176,000 Building $124,000	$300,000 Land $176,000 Building $124,000
2022	$11,283.00

Flood & Wildfire

286 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Somerset County (34035C), updated September 3, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.