286 Dow Rd, Orrington, ME 04474 Property Records

Penobscot County and Orrington Town property record for 286 Dow Rd, Orrington, ME 04474

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,498 sqft · built 1998
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on Record
Last Sale	$153,100 (Sep 2020)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ORRI M:006 L:028-A`

Property Details

APN / Parcel Number

Primary APN	`ORRI M:006 L:028-A`
Alternative APNs	`M:006 L:028=A` `776`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,498 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	88,427 sqft (2.03 acres)

Location & Zoning

Account Number	776
Street Address	286 DOW RD
City	ORRINGTON
State	ME
Zip	04474-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	28-A
Jurisdiction	ORRINGTON ME
Township / Civil Division	ORRINGTON
Census Block Group	1
Census Block	1014
Census Tract	3000

Owner

Source: Penobscot County and Orrington Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	286 DOW RD, ORRINGTON, ME 04474-3543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit MAINE SAVINGS FEDERAL CREDIT UNION
Sep 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING
Sep 22, 2020	Other, Transfer · Stand-Alone First Mortgage MAINE SAVINGS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Nov 1, 2013
Deed Document Number	202030814
Deed Book / Page	15706 / 19
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORRINGTON ME
Recording Date	May 28, 2026
Property Address	286 DOW RD, ORRINGTON, ME 04474-3543
Document Number	0178840292
Book / Page	17884 / 292
Instrument Date	May 22, 2026
Instrument	202613009
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 DOW RD, ORRINGTON, ME 04474-3543

Mortgage

Document Number	0000013009,
Date	May 28, 2026
Book Page	17884/292
Instrument	202613009

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORRINGTON ME
Property Address	286 DOW RD, ORRINGTON, ME 04474-3543
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0162100004
Date	Sep 28, 2021
Book Page	16210/4
Instrument	33355

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2020: Other, Transfer

Document Type	Other
Jurisdiction	ORRINGTON ME
Recording Date	Sep 22, 2020
Property Address	286 DOW RD, ORRINGTON, ME 04474-3543
Document Number	0157060019
Book / Page	15706 / 19
Instrument Date	Sep 21, 2020
Instrument	30814
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 DOW RD, ORRINGTON, ME 04474-3543

Mortgage

Document Number	0000030815
Date	Sep 22, 2020
Instrument	30815

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Sep 1, 2023
Max Rate At Change	4%
Index	1-Year CMT
Margin	4

Tax Assessment & Valuation

Source: Penobscot County and Orrington Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Orrington Town
Unified School District	Orrington (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,608.00 (+10.52%)	$139,800 (+4.72%) Land $53,300 Building $86,500
2024	$1,455.00 (+4.38%)	$133,500 (+5.37%) Land $50,000 Building $83,500
2023	$1,394.00 (-9.19%)	$126,700 (+5.23%) Land $46,500 Building $80,200
2022	$1,535.00	$120,400 Land $49,500 Building $70,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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