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286 Dover Dr, Decatur, IL 62521 Property Records

Macon County property record for 286 Dover Dr, Decatur, IL 62521

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$128,000 (Oct 2021)
Tax Bill$3,520 (2025)
Deeds & MortgagesJul 2026 Mortgage
Sep 2008 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN04-12-27-279-018

Property Details

APN / Parcel Number

Primary APN04-12-27-279-018
Alternative APN
  • 12-27-279-018

Exterior

Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Account Number041227279018
Street Address286 DOVER DR
CityDECATUR
StateIL
Zip62521-5324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionL 0002 B 00 SOUTH DECATUR FIRST ADD IRREG
Legal SubdivisionSOUTH DECATUR FIRST ADD
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group2
Census Block2008
Census Tract1400

Owner

286 Dover Dr is owned and occupied by an individual who bought it in October 2021.

Source: Macon County records, as of June 5, 2026

Owner of RecordIndividual Name on File
Mailing Address286 DOVER DR, DECATUR, IL 62521-5324
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Sep 15, 2008Deed of Trust, Mortgage · Conventional Mortgage
STALEY CU
Oct 12, 2021Deed, Transfer · Conventional Mortgage
REGIONS BANK
Jan 22, 2020Special Warranty Deed, Transfer
Nov 6, 2019Special Warranty Deed, Foreclosure
May 17, 2019Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2021 · Amount on File
Deed SaleOct 12, 2021 · Amount on File
Prior SaleJan 22, 2020 · Amount on File
Deed Document Number20211986802
Deed Book / Page4855 / 86
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Recording DateJul 10, 2026
Property Address286 DOVER DR, DECATUR, IL 62521-5324
Document Number0000007880
Instrument DateJul 3, 2026
Instrument20267880
Transaction TypeMortgage
Record UpdatedAug 3, 2026
Title CompanyFEDERAL TITLE, NAVY FEDERAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 DOVER DR, DECATUR, IL 62521-5324

Mortgage

Document Number0000007880,
DateJul 10, 2026
Instrument20267880
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.25%
Initial TypeFixed Rate
Max Rate-1%

September 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address286 DOVER DR, DECATUR, IL 62521-5324
Transaction TypeMortgage
Record UpdatedApr 23, 2026
Title CompanyCENTRAL ILLINOIS TITLE, CENTRAL ILLINOIS TITLE COMPA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003926/051
DateSep 15, 2008
Book Page3926/051
Instrument1758988
Lender
NameSTALEY CU
AddressDECATUR, IL 62526
Agreement
TypeConventional Mortgage
AmountAmount on Record

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionMACON IL
Recording DateOct 12, 2021
Property Address286 DOVER DR, DECATUR, IL 62521-5324
Document Number4855/86
Book / Page4855 / 86
Map ReferencePB 1405 PG 90
Instrument DateOct 7, 2021
Instrument1986802
Transaction TypeTransfer
Record UpdatedNov 10, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$192.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 DOVER DR, DECATUR, IL 62521-5324

Mortgage

Document Number1986803485588
DateOct 12, 2021
Instrument1986803485588
Lender
NameREGIONS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate3.25%

January 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMACON IL
Recording DateJan 22, 2020
Property Address286 DOVER DR, DECATUR, IL 62521-5324
Document Number004720/885
Book / Page4720 / 885
Map ReferencePB 1405 PG 90
Instrument DateJan 22, 2020
Instrument1956628
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 S FRANKLIN ST, DECATUR, IL 62523-1314

November 2019: Special Warranty Deed, Foreclosure

Document TypeSpecial Warranty Deed
JurisdictionMACON IL
Recording DateNov 6, 2019
Property Address286 DOVER DR, DECATUR, IL 62521-5324
Document Number4707/652
Book / Page4707 / 652
Map ReferencePB 1405 PG 90
Instrument DateMay 28, 2019
Instrument1953538
Transaction TypeForeclosure
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5016 PARKWAY PLAZA BLVD, 5016, CHARLOTTE, NC 28217-1932

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420

May 2019: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionMACON IL
Recording DateMay 17, 2019
Property Address286 DOVER DR, DECATUR, IL 62521-5324
Document Number4675/521
Book / Page4675 / 521
Map ReferencePB 1405 PG 90
Instrument DateMay 8, 2019
Instrument1945858
Transaction TypeForeclosure
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5016 PARKWAY PLAZA BLVD, CHARLOTTE, NC 28217-1932

Tax Assessment & Valuation

The 2025 property tax bill for 286 Dover Dr was $3,520.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,520.00$37,722 Land $5,577 Building $32,145$113,178 Land $16,733 Building $96,445

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 286 Dover Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 286 Dover Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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